416 E Kern St, Southern View (Springfield), IL 62703 Property Records

Sangamon County property record for 416 E Kern St, Southern View, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.154 acres (6,730 sqft)
Owner	Individual Name on File
Last Sale	$167,500 (Aug 2025)
Tax Bill	$3,377 (2025)
Deeds & Mortgages	Sep 2012 Mortgage Sep 2012 Mortgage + 12 more
Flood Zone	Zone X (minimal risk)
APN	`22-09.0-480-005`

Property Details

APN / Parcel Number

Primary APN	`22-09.0-480-005`
Alternative APN	`22090480005 (CHECK DIGIT = 8)`

Exterior

Lot Area	6,730 sqft (0.154 acres)

Location & Zoning

Account Number	22090480005
Street Address	416 E KERN ST
City	SPRINGFIELD
State	IL
Zip	62703-4032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B.J. KERNS ADDN L 5 B 3
Legal Subdivision	B.J. KERNS ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	WOODSIDE
Census Block Group	2
Census Block	2027
Census Tract	2700

Owner

416 E Kern St is owned and occupied by an individual who bought it in August 2025.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2012	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Sep 4, 2012	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
May 12, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage PRAIRIE STATE BANK & TRUST
Jun 21, 2006	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERICAN HOME MTG SERVICES INC
May 27, 2015	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS NATIONAL BANK
May 24, 2007	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERICAN HOME MTG SERVICES INC
Oct 17, 2006	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERICAN HOME MTG SERVICES INC
Aug 3, 2007	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERICAN HOME MTG SERVICES INC
Aug 9, 2007	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Aug 7, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Jul 6, 2015	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS NATIONAL BANK
Sep 11, 2008	Quit Claim Deed, Transfer Quitclaim
Nov 17, 2005	Warranty Deed, Transfer AMERICAN HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2025 · Amount on File
Deed Sale	Aug 7, 2025 · Amount on File
Prior Sale	Nov 25, 2020 · Amount on File
Deed Document Number	202513565
Record Updated	Sep 20, 2026

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2012R33583
Date	Sep 4, 2012
Instrument	2012R33583

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2042

Interest

Rate Type	Fixed Rate

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2012R33804
Date	Sep 4, 2012
Instrument	2012R33804

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009R24957
Date	May 12, 2009
Instrument	2009R24957

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2039

Interest

Rate Type	Fixed Rate

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R23044
Date	Jun 21, 2006
Instrument	2006R23044

Lender

Name	AMERICAN HOME MTG SERVICES INC
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2015R13885
Date	May 27, 2015
Instrument	2015R13885

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007R18477
Date	May 24, 2007
Instrument	2007R18477

Lender

Name	AMERICAN HOME MTG SERVICES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R40269
Date	Oct 17, 2006
Instrument	2006R40269

Lender

Name	AMERICAN HOME MTG SERVICES INC
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007R29204
Date	Aug 3, 2007
Instrument	2007R29204

Lender

Name	AMERICAN HOME MTG SERVICES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2037

Interest

Rate Type	Fixed Rate

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007R30153
Date	Aug 9, 2007
Instrument	2007R30153

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	8.25%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 7, 2025
Property Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032
Document Number	2025R13565
Instrument Date	Aug 4, 2025
Instrument	2025R13565
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032

Mortgage

Document Number	2025R13566
Date	Aug 7, 2025
Instrument	2025R13566

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.48%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Nov 25, 2020
Property Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032
Document Number	2020R33968
Instrument Date	Nov 20, 2020
Instrument	2020R33968
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032

Mortgage

Document Number	2020R33969
Date	Nov 25, 2020
Instrument	2020R33969

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 6, 2015
Property Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032
Document Number	2015R18187
Map Reference	MARY A
Instrument Date	Jul 2, 2015
Instrument	2015R18187
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E CAPITOL AVE, SPRINGFIELD, IL 62701-1710

Mortgage

Document Number	2015R18188
Date	Jul 6, 2015
Instrument	2015R18188

Lender

Name	ILLINOIS NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2008: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 11, 2008
Property Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032
Document Number	2008R35005
Instrument Date	Sep 9, 2008
Instrument	2008R35005
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032
Investor	Possibly a Property Investor

November 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Nov 17, 2005
Property Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032
Document Number	2005R47527
Instrument Date	Nov 15, 2005
Instrument	2005R47527
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E KERN ST, SPRINGFIELD, IL 62703-4032

Mortgage

Document Number	2005R47528
Date	Nov 17, 2005
Instrument	2005R47528

Lender

Name	AMERICAN HOME MORTGAGE

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 416 E Kern St was $3,377 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Woodside Township
Municipality	Southern View Village
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,377.00	$44,988 Land $6,405 Building $38,583	$134,964 Land $19,215 Building $115,749
2022	$3,096.00	$34,854 Land $5,221 Building $29,633	$104,562 Land $15,663 Building $88,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 E Kern St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 416 E Kern St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20