401 E Kern St, Southern View (Springfield), IL 62703 Property Records

Sangamon County property record for 401 E Kern St, Southern View, IL 62703

Property Summary

Property TypeSingle Family Home
Lot Size0.176 acres (7,698 sqft)
OwnerIndividual Name on File
Last Sale$97,000 (Sep 2021)
Tax Bill$2,773 (2025)
Deeds & MortgagesOct 2005 Mortgage
May 2006 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN22-09.0-478-002

Property Details

APN / Parcel Number

Primary APN22-09.0-478-002
Alternative APN
  • 22090478002 (CHECK DIGIT = 2)

Exterior

Lot Area7,698 sqft (0.176 acres)

Location & Zoning

Account Number22090478002
Street Address401 E KERN ST
CitySPRINGFIELD
StateIL
Zip62703-4031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionB.J. KERNS ADDN L 1 B 1
Legal SubdivisionB.J. KERNS ADD
JurisdictionSANGAMON IL
Township / Civil DivisionWOODSIDE
Census Block Group2
Census Block2024
Census Tract2700

Owner

401 E Kern St is owned by an individual who bought it in September 2021.

Source: Sangamon County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address939 PRIMROSE AVE, SUNNYVALE, CA 94086-8960
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2005Deed of Trust, Mortgage · Stand-Alone First Mortgage
UNITED COMMUNITY BANK
May 1, 2006Deed of Trust, Mortgage · Stand-Alone First Mortgage
UNITED COMMUNITY BANK
Sep 20, 2021Warranty Deed, Transfer · Conventional Mortgage
TOWN & COUNTRY BANC MTG SVCS
Nov 9, 2009Warranty Deed, Transfer
Sep 9, 2005Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2021 · Amount on File
Deed SaleSep 20, 2021 · Amount on File
Prior SaleNov 9, 2009 · Amount on File
Deed Document Number202125883
Record UpdatedSep 20, 2026

October 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address401 E KERN ST, SPRINGFIELD, IL 62703-4031
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2005R44331
DateOct 26, 2005
Instrument2005R44331
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

May 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address401 E KERN ST, SPRINGFIELD, IL 62703-4031
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2006R15436
DateMay 1, 2006
Instrument2006R15436
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateSep 20, 2021
Property Address401 E KERN ST, SPRINGFIELD, IL 62703-4031
Document Number2021R25883
Map ReferenceDOC 188164 PB10 PG45
Instrument DateSep 13, 2021
Instrument2021R25883
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyZELLE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$145.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2020 S DOUGLAS AVE, SPRINGFIELD, IL 62704-3526

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address939 PRIMROSE AVE, SUNNYVALE, CA 94086-8960

Mortgage

Document Number2021R25884
DateSep 20, 2021
Instrument2021R25884
Lender
NameTOWN & COUNTRY BANC MTG SVCS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate

November 2009: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateNov 9, 2009
Property Address401 E KERN ST, SPRINGFIELD, IL 62703-4031
Document Number2009R51798
Instrument DateNov 6, 2009
Instrument2009R51798
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount on Record
Tax$109.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E KERN ST, SPRINGFIELD, IL 62703-4031

September 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateSep 9, 2005
Property Address401 E KERN ST, SPRINGFIELD, IL 62703-4031
Document Number2005R37035
Instrument DateAug 26, 2005
Instrument2005R37035
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$108.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E KERN ST, SPRINGFIELD, IL 62703-4031

Mortgage

Document Number2005R37036
DateSep 9, 2005
Instrument2005R37036
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 401 E Kern St was $2,773.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionWoodside Township
MunicipalitySouthern View Village
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,773.00$34,959 Land $5,947 Building $29,012$104,877 Land $17,841 Building $87,036
2022$2,531.00$28,495 Land $4,847 Building $23,648$85,485 Land $14,541 Building $70,944

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 E Kern St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 401 E Kern St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Kern St

Nearby Streets

Search Property Records by Address or Parcel Number