408 E Flora St, Tampa, FL 33604 Property Records

Hillsborough County property record for 408 E Flora St, Tampa, FL 33604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,638 sqft · built 2018
Lot Size0.173 acres (7,534 sqft)
Owner2 Individual Names on Record
Last Sale$525,000 (Dec 2024)
Tax Bill$7,529 (2025)
Deeds & MortgagesDec 2020 Mortgage
Nov 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN161764-0000

Property Details

APN / Parcel Number

Primary APN161764-0000
Alternative APN
  • A2528184E7000000000091

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,638 sqft Living Area
Gross Area1,980 sqft
1st Floor Area1,638 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,534 sqft (0.173 acres)
Lot Dimensions101 ft deep x 65 ft wide
PorchOpen Porch
Porch Area342 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1617640000
Street Address408 E FLORA ST
CityTAMPA
StateFL
Zip33604-5524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSH-RS
Legal DescriptionGOSS J S SUBDIVISION E 65 FT OF W 70 FT OF LOTS 9 AND 10
Legal Range18E
Legal Township28S
Legal Section25
Legal SubdivisionGOSS J S SUBDIVISION
Legal Tract4E7
Legal Lot Number9
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group2
Census Block2015
Census Tract1200

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address711 HERITAGE DR NE, WINTER HAVEN, FL 33881-5718
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Nov 16, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 23, 2018Warranty Deed, Transfer
COMPASS LAND AND TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2024 · Amount on Record
Deed SaleDec 17, 2024 · Amount on Record
Prior SaleNov 16, 2018 · Amount on Record
Deed Document Number2024523518
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address408 E FLORA ST, TAMPA, FL 33604-5524
Document Number0000016237
Instrument DateDec 26, 2020
Transaction TypeMortgage
Record UpdatedJan 29, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address408 E FLORA ST TAMPA FL 336045524, TAMPA, FL 33604-5524

Mortgage

Document Number0000016237
DateJan 12, 2021
Instrument16237
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 11, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 16, 2018
Property Address408 E FLORA ST, TAMPA, FL 33604-5524
Document Number0000462582
Book / Page26208 / 1801
Map ReferenceMB 10 PG 16D
Instrument DateNov 13, 2018
Instrument2018462582
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyCOMPASS LAND & TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address817 E NEW ORLEANS AVE, 817, TAMPA, FL 33603-4060

Transferred To (Grantee/Buyer)

NameVerified Name
Address2021 N LEMABS BLVD #7416 # 7416, 7416, TAMPA, FL 33607-1162

Mortgage

Document Number0000462583
DateNov 16, 2018
Instrument2018462583
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 10, 2048

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 23, 2018
Property Address408 E FLORA ST, TAMPA, FL 33604-5524
Document Number0256410429
Book / Page025641 / 000429
Instrument DateMar 14, 2018
Instrument114515
Transaction TypeTransfer
Record UpdatedMar 29, 2018
Title CompanyCOMPASS LAND AND TITLE

Transaction

AmountAmount Recorded
Tax$350.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address817 E NEW ORLEANS AVE TAMPA FL 336034060, TAMPA, FL 33603-4060

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
MunicipalityTampa City
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$366,273 (-1.22%) Land $79,568 Building $286,705$366,273 (-1.22%) Land $79,568 Building $286,705
2025$7,529.00 (+45.54%)$370,804 (+22.17%) Land $79,568 Building $291,236$370,804 (-1.09%) Land $79,568 Building $291,236
2023$5,173.00 (+2.76%) Homeowner's exemption$303,522 (+3%)$374,882 (-4.19%) Land $66,306 Building $308,576
2022$5,034.00 Homeowner's exemption$294,682$391,294 Land $66,306 Building $324,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims25 (2004–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TAMPA WATER DEPARTMENT
serves 733,886 people · EPA ID FL6290327
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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