302 E Flora St, Tampa, FL 33604 Property Records

Hillsborough County property record for 302 E Flora St, Tampa, FL 33604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,800 sqft · built 2018
Lot Size0.182 acres (7,918 sqft)
OwnerIndividual Name on Record
Last Sale$585,000 (Aug 2022)
Tax Bill$7,388 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Aug 2018 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN161841-0000

Property Details

APN / Parcel Number

Primary APN161841-0000
Alternative APN
  • A2528184EA000004000070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,800 sqft Living Area
Gross Area2,220 sqft
1st Floor Area1,560 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2022
Architectural StyleMansion
Exterior MaterialBrick/Stone
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,918 sqft (0.182 acres)
Lot Dimensions141 ft deep x 55 ft wide
Garage TypeDetached
Garage Area240 sqft

Exterior Amenities

PorchFlorida Room
Porch Area420 sqft
Deck Area108 sqft
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1618410000
Street Address302 E FLORA ST
CityTAMPA
StateFL
Zip33604-5525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSH-RS
Legal DescriptionVINE PARK LOT 7 AND S 1/2 CLOSED ALLEY ABUTTING ON N BLOCK 4
Legal Range18E
Legal Township28S
Legal Section25
Legal SubdivisionVINE PARK
Legal Tract4EA
Legal Block4
Legal Lot Number7
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group2
Census Block2023
Census Tract1200

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address302 E FLORA ST, TAMPA, FL 33604-5525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2022Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Aug 4, 2018Deed of Trust, Mortgage · Line of Credit
GROW FINANCIAL FCU
Sep 8, 2020Deed of Trust, Mortgage · Conventional with PMI
CARDINAL FIN'L
Jun 1, 2018Loan Modification, Mortgage
GTE FCU
Sep 18, 2017Trustee's Deed, Construction Loan · Construction Mortgage
HOME LN ALLIANCE
May 24, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2022 · Amount on Record
Deed SaleAug 26, 2022 · Amount on Record
Prior SaleMay 24, 2017 · Amount on Record
Deed Document Number2022421243
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 26, 2022
Property Address302 E FLORA ST, TAMPA, FL 33604-5525
Document Number0000421243
Map ReferenceMB 7 PG 27
Instrument DateAug 24, 2022
Instrument2022421243
Transaction TypeTransfer
Record UpdatedSep 9, 2022
Title CompanyCOMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,095.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1207 E NORFOLK ST, 1207, TAMPA, FL 33604-5029

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 E FLORA ST, TAMPA, FL 33604-5525

Mortgage

Document Number0000421244
DateAug 26, 2022
Instrument2022421244
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address302 E FLORA ST, TAMPA, FL 33604-5525
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0259631655
DateAug 4, 2018
Book Page25963/1655
Instrument2018310727
Lender
NameGROW FINANCIAL FCU
TypeCredit Union
AddressTAMPA, FL 33689
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 1, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address302 E FLORA ST, TAMPA, FL 33604-5525
Document Number0000399543
Instrument DateSep 8, 2020
Transaction TypeMortgage
Record UpdatedOct 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address302 E FLORA ST TAMPA FL 336045525, TAMPA, FL 33604-5525

Mortgage

Document Number0000399543
DateSep 29, 2020
Instrument399543
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 28, 2050

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHILLSBOROUGH FL
Property Address302 E FLORA ST, TAMPA, FL 33604-5525
Document Number0259230480
Instrument DateJun 1, 2018
Transaction TypeMortgage
Record UpdatedAug 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address302 E FLORA ST TAMPA FL 33604, TAMPA, FL 33604

Mortgage

Document Number0259230480
DateJul 17, 2018
Book Page025923/000480
Instrument286094
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602-2509
Agreement
AmountAmount Recorded
Term360 Months
DueJul 16, 2048
Interest
Rate TypeAdjustable Rate

September 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHILLSBOROUGH FL
Recording DateSep 18, 2017
Property Address302 E FLORA ST, TAMPA, FL 33604-5525
Document Number0252351581
Book / Page025235 / 001581
Instrument DateSep 6, 2017
Instrument364406
Transaction TypeConstruction Loan
Record UpdatedSep 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1384 BROWNING ST CLEARWATER FL 337564277, CLEARWATER, FL 33756-4277

Mortgage

Document Number252351581
DateSep 18, 2017
Book Page025235/001581
Instrument364406
Lender
NameHOME LN ALLIANCE
TypeFunding / Finance Company
AddressTAMPA, FL 33602
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2047
Interest
Rate TypeAdjustable Rate
Rate4.12%

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 24, 2017
Property Address302 E FLORA ST, TAMPA, FL 33604-5525
Document Number0249660949
Book / Page024966 / 000949
Instrument DateMay 23, 2017
Instrument203397
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$245.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1384 BROWNING ST CLEARWATER FL 337564277, CLEARWATER, FL 33756-4277

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
MunicipalityTampa City
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$395,682 (-1.2%) Land $92,129 Building $303,553$395,682 (-1.2%) Land $92,129 Building $303,553
2025$7,388.00 (-8.77%) Homeowner's exemption$400,489 (-1.61%) Land $92,129 Building $308,360$400,489 (-1.61%) Land $92,129 Building $308,360
2023$8,098.00 (+48.07%)$407,037 (+30.73%) Land $76,774 Building $330,263$407,037 (-7.88%) Land $76,774 Building $330,263
2022$5,469.00 Homeowner's exemption$311,364$441,874 Land $76,774 Building $365,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims25 (2004–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TAMPA WATER DEPARTMENT
serves 733,886 people · EPA ID FL6290327
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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