Hillsborough County property record for 415 E Flora St, Tampa, FL 33604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,072 sqft · built 1944 |
| Lot Size | 0.121 acres (5,285 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Apr 2023) |
| Tax Bill | $5,024 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Mar 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161643-0000 |
| Primary APN | 161643-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,285 sqft (0.121 acres) |
| Lot Dimensions | 103 ft deep x 53 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 96 sqft |
| Utility Building | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1616430000 |
|---|---|
| Street Address | 415 E FLORA ST |
| City | TAMPA |
| State | FL |
| Zip | 33604-5530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SH-RS |
| Legal Description | BUNGALOW PARK LOT 13 |
| Legal Range | 18E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | BUNGALOW PARK |
| Legal Tract | 4E5 |
| Legal Lot Number | 13 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 1200 |
415 E Flora St is owned and occupied by two individuals who bought it in April 2023.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 E FLORA ST, TAMPA, FL 33604-5530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Jun 3, 2020 | Warranty Deed, Transfer · VA Mortgage E LOANS MORTGAGE INC |
| Sep 17, 2019 | Warranty Deed, Transfer INDEPENDENCE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on File |
| Deed Sale | Apr 11, 2023 · Amount on File |
| Prior Sale | Mar 1, 2022 · Amount on File |
| Deed Document Number | 2023151361 |
| Prior Transfer Date | Dec 8, 2011 |
| Prior Transfer Doc | 0000005321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 11, 2023 |
| Property Address | 415 E FLORA ST, TAMPA, FL 33604-5530 |
| Document Number | 0000151361 |
| Map Reference | MB 7 PG 53 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 2023151361 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Title Company | OLD TAMPA BAY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6830 SE 3RD LOOP, OCALA, FL 34472 |
| Name | Verified Name |
|---|---|
| Address | 415 E FLORA ST, TAMPA, FL 33604-5530 |
| Document Number | 0000151362 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 2023151362 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 1, 2022 |
| Property Address | 415 E FLORA ST, TAMPA, FL 33604-5530 |
| Document Number | 0000109520 |
| Map Reference | MB 7 PG 53 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 2022109520 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | UNITY ONE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 E FLORA ST, 415, TAMPA, FL 33604-5530 |
| Name | Verified Name |
|---|---|
| Address | 415 E FLORA ST, TAMPA, FL 33604-5530 |
| Document Number | 0000109521 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2022109521 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 3, 2020 |
| Property Address | 415 E FLORA ST, TAMPA, FL 33604-5530 |
| Document Number | 0000224508 |
| Map Reference | MB 7 PG 53 |
| Instrument Date | May 29, 2020 |
| Instrument | 2020224508 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,630.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 E WARM SPRINGS RD, 121, LAS VEGAS, NV 89119-4101 |
| Name | Verified Name |
|---|---|
| Address | 415 E FLORA ST, TAMPA, FL 33604-5530 |
| Investor | Possibly a Property Investor |
| Document Number | 0000224509 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 2020224509 |
| Name | E LOANS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 17, 2019 |
| Property Address | 415 E FLORA ST, TAMPA, FL 33604-5530 |
| Document Number | 0269641723 |
| Book / Page | 026964 / 001723 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 406798 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | INDEPENDENCE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $910.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 121 E WARM SPRINGS RD LAS VEGAS NV 891194101, LAS VEGAS, NV 89119-4101 |
The 2025 property tax bill for 415 E Flora St was $5,024 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Municipality | Tampa City |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,073 (-1.17%) Land $67,473 Building $219,600 | $287,073 (-1.17%) Land $67,473 Building $219,600 | |
| 2025 | $5,024.00 Homeowner's exemption | $290,459 Land $67,473 Building $222,986 | $290,459 Land $67,473 Building $222,986 |
| 2023 | $5,050.00 (+39.54%) | $257,647 (+12.06%) Land $56,228 Building $201,419 | $257,647 (-6.68%) Land $56,228 Building $201,419 |
| 2022 | $3,619.00 Homeowner's exemption Veteran's exemption | $229,911 | $276,086 Land $56,228 Building $219,858 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 E Flora St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 25 (2004–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 E Flora St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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