408 E F St, Brunswick, MD 21716 Property Records

Frederick County property record for 408 E F St, Brunswick, MD 21716

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,180 sqft · built 1976
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Jun 2021)
Tax Bill	$4,898 (2025)
Deeds & Mortgages	Jun 2021 Second Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-469488`

Property Details

APN / Parcel Number

Primary APN	`25-469488`
Alternative APN	`469488`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,180 sqft Living Area
1st Floor Area	1,430 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	469488
Street Address	408 E F ST
City	BRUNSWICK
State	MD
Zip	21716-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 4&5 BLK 9 40X150 408 E F ST BRUNSWICK
Legal Subdivision	MUTUAL LAND & IMPROV CO BALT
Legal Block	9
Legal Lot Number	4,5
Jurisdiction	FREDERICK MD
Township / Civil Division	25, BRUNSWICK
Census Block Group	2
Census Block	2002
Census Tract	775400

Owner

Source: Frederick County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 E F ST, BRUNSWICK, MD 21716-1527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREDERICK COUNTY MARYLAND
Jun 17, 2021	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 13, 2017	Grant Deed, Transfer · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Oct 13, 2017 · Amount on Record
Deed Book / Page	14998 / 332
Prior Transfer Date	May 26, 2021
Prior Transfer Doc	1499000332
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	408 E F ST, BRUNSWICK, MD 21716-1527
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149980358
Date	Jun 17, 2021
Book Page	14998/358

Lender

Name	FREDERICK COUNTY MARYLAND
Type	Government Agency
Address	FREDERICK, MD 21701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 17, 2021
Property Address	408 E F ST, BRUNSWICK, MD 21716-1527
Document Number	0149980332
Book / Page	14998 / 332
Map Reference	PL WIP 11 FO 474
Instrument Date	May 26, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 E F ST, BRUNSWICK, MD 21716-1527

Mortgage

Document Number	0014998342
Date	Jun 17, 2021
Instrument	14998/342

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 13, 2017
Property Address	408 E F ST, BRUNSWICK, MD 21716-1527
Document Number	0120780280
Book / Page	012078 / 000280
Instrument Date	Oct 6, 2017
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	LAKESIDE TITLE AND ESCROW AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E F ST BRUNSWICK MD 217161527, BRUNSWICK, MD 21716-1527

Mortgage

Document Number	120780289
Date	Oct 13, 2017
Book Page	012078/000289

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Brunswick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,567 (+6.88%)	$371,000 (-) Land $107,600 Building $263,400
2025	$4,898.00 (+15%) Homeowner's exemption	$326,133 (+15.75%)	$371,000 (+22.16%) Land $107,600 Building $263,400
2023	$4,259.00 Homeowner's exemption	$281,767	$303,700 Land $89,800 Building $213,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUNSWICK serves 7,312 people · EPA ID MD0100005
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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