405 E F St, Brunswick, MD 21716 Property Records

Frederick County property record for 405 E F St, Brunswick, MD 21716

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,410 sqft · built 1976
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Aug 2023)
Tax Bill	$3,657 (2025)
Deeds & Mortgages	Jun 2026 Sale Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-477251`

Property Details

APN / Parcel Number

Primary APN	`25-477251`
Alternative APN	`477251`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	960 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	477251
Street Address	405 E F ST
City	BRUNSWICK
State	MD
Zip	21716-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 11 BLK 8 40X150 405 EAST F ST BRUNSWICK
Legal Subdivision	BRUNSWICK
Legal Block	8
Legal Lot Number	11
Jurisdiction	FREDERICK MD
Township / Civil Division	25, BRUNSWICK
Census Block Group	2
Census Block	2002
Census Tract	775400

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 E F ST, BRUNSWICK, MD 21716-1528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed, Transfer FRIENDSHIP TITLE, FRIENDS TITLE
Aug 17, 2023	Deed, Transfer · Conventional Mortgage CBM MORTGAGE INC
Mar 10, 2017	Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Mar 10, 2017 · Amount on Record
Deed Book / Page	16564 / 398
Transfer Doc	0000004025
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 25, 2026
Property Address	405 E F ST, BRUNSWICK, MD 21716-1528
Document Number	1792000481
Book / Page	17929 / 481
Instrument Date	Jun 18, 2026
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	FRIENDSHIP TITLE, FRIENDS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 E F ST, BRUNSWICK, MD 21716-1528

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 17, 2023
Property Address	405 E F ST, BRUNSWICK, MD 21716-1528
Document Number	0165640398
Book / Page	16564 / 398
Map Reference	MB WIP 11 PL 474
Instrument Date	Jul 31, 2023
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	NOT AVAILABLE, FRIENDS TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 W MAIN ST, WESTMINSTER, MD 21157-5895

Mortgage

Document Number	0016564402
Date	Aug 17, 2023
Instrument	16564/402

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 10, 2017
Property Address	405 E F ST, BRUNSWICK, MD 21716-1528
Document Number	0117090374
Book / Page	11709 / 0374
Map Reference	LIB2207 PG472
Instrument Date	Jan 13, 2017
Instrument	11709-0374
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	106 W D ST, BRUNSWICK, MD 21716-1303

Mortgage

Document Number	117090380
Date	Mar 10, 2017
Instrument	11709-0380

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Brunswick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,567 (+6.93%)	$245,500 (-) Land $102,200 Building $143,300
2025	$3,657.00 (+10.02%)	$215,633 (+17.11%)	$245,500 (+22.32%) Land $102,200 Building $143,300
2024	$3,324.00 (+10.8%)
2023	$3,000.00	$184,133	$200,700 Land $85,200 Building $115,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUNSWICK serves 7,312 people · EPA ID MD0100005
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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