502 E F St, Brunswick, MD 21716 Property Records

Frederick County property record for 502 E F St, Brunswick, MD 21716

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,092 sqft · built 1997
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,004 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-486315`

Property Details

APN / Parcel Number

Primary APN	`25-486315`
Alternative APN	`486315`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Porch	Open Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	486315
Street Address	502 E F ST
City	BRUNSWICK
State	MD
Zip	21716-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2A BLK 14 7,500 SQ. FT. F STREET EXTENDED
Legal Subdivision	REAL ESTATE & IMPROV COMPAM
Legal Block	14
Legal Lot Number	2A
Jurisdiction	FREDERICK MD
Township / Civil Division	25, BRUNSWICK
Census Block Group	2
Census Block	2004
Census Tract	775400

Owner

502 E F St is owned and occupied by two individuals who acquired it in October 2004.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	502 E F ST, BRUNSWICK, MD 21716-1515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HOME MORTGAGE CORP
Nov 16, 2022	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2004
Deed Sale	Oct 18, 2004
Prior Sale	May 14, 1997 · Amount on File
Deed Document Number	200448410
Deed Book / Page	4909 / 401
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	502 E F ST, BRUNSWICK, MD 21716-1515
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0165560457
Date	Aug 11, 2023
Book Page	16556/457

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	502 E F ST, BRUNSWICK, MD 21716-1515
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	BHCC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0162240483
Date	Nov 16, 2022
Book Page	16224/483

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 502 E F St was $4,004.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Brunswick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,467 (+7.82%)	$274,000 (-) Land $103,500 Building $170,500
2025	$4,004.00	$236,933	$274,000 Land $103,500 Building $170,500
2023	$3,416.00	$210,400	$218,400 Land $86,300 Building $132,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 E F St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 E F St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUNSWICK serves 7,312 people · EPA ID MD0100005
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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