Clayton County property record for 309 E Centre St, Garnavillo, IA 52049 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,220 sqft · built 1950 |
| Lot Size | 0.289 acres (12,576 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,000 (Mar 2024) |
| Tax Bill | $1,384 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2918437004 |
| Primary APN | 2918437004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| Basement Area | 1,220 sqft |
| Finished Basement | 175 sqft |
| Unfinished Basement | 1,045 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,576 sqft (0.289 acres) |
| Lot Dimensions | 131 ft deep x 86 ft wide |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 309 E CENTRE ST |
|---|---|
| City | GARNAVILLO |
| State | IA |
| Zip | 52049-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BACKHAUS SUBDIVISION LOTS 3 & 4 |
| Legal Subdivision | BACKHAUS SUBDV |
| Legal Lot Number | 3,4 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | GARNAVILLO |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 70300 |
Source: Clayton County records · APN 2918437004
Assessment roll updated November 3, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 515, GARNAVILLO, IA 52049-0515 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2026 | Deed of Trust, Mortgage · Line of Credit FIDELITY BANK |
| Mar 25, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIDELITY BANK & TRUST |
| Jan 05, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIDELITY BANK & TRUST NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 25, 2024 · Amount on Record |
| Deed Sale | Mar 25, 2024 · Amount on Record |
| Prior Sale | Jan 05, 2021 · Amount on Record |
| Deed Document Number | 2024711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Jul 01, 2026 |
| Property Address | 309 E CENTRE ST, GARNAVILLO, IA 52049-9725 |
| Document Number | 0000001871 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20261871 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 309 E CENTRE ST, GARNAVILLO, IA 52049-9725 |
| Document Number | 0000001871, |
|---|---|
| Date | Jul 01, 2026 |
| Instrument | 20261871 |
| Name | FIDELITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 26, 2036 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Mar 25, 2024 |
| Property Address | 309 E CENTRE ST, GARNAVILLO, IA 52049-9725 |
| Document Number | 2024R00711 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 2024R00711 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 515, GARNAVILLO, IA 52049-0515 |
| Document Number | 2024R00712 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 2024R00712 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Jan 05, 2021 |
| Property Address | 309 E CENTRE ST, GARNAVILLO, IA 52049-9725 |
| Document Number | 2021R00054 |
| Instrument Date | Dec 26, 2020 |
| Instrument | 2021R00054 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $116.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 35524 MILLVILLE RD, COLESBURG, IA 52035-8053 |
| Document Number | 2021R00056 |
|---|---|
| Date | Jan 05, 2021 |
| Instrument | 2021R00056 |
| Name | FIDELITY BANK & TRUST NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Clayton County records · Assessment roll updated November 3, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Garnavillo City |
| Unified School District | Clayton Ridge Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,384.00 | $75,774 (-9.37%) Land $15,302 Building $60,472 | $75,774 (-9.37%) Land $15,302 Building $60,472 |
| 2024 | $1,384.00 (+5.49%) | ||
| 2023 | $83,611 Land $13,306 Building $70,305 | $83,611 Land $13,306 Building $70,305 | |
| 2022 | $1,312.00 |
Source: FEMA National Flood Hazard Layer, Clayton County (19043C), updated September 28, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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