408 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 408 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1912
Lot Size	0.081 acres (3,564 sqft)
Owner	Individual Name on Record
Tax Bill	$1,422 (2024)
Deeds & Mortgages	Feb 2013 Mortgage Oct 2010 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-155-016.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-155-016.000-023`
Alternative APN	`01610251035`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Basement Area	816 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1975
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,564 sqft (0.081 acres)
Lot Dimensions	99 ft deep x 36 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610251035
Street Address	408 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE COR LOT 74 & SW COR LOT 73 TAX LOT 2 ROCKSTROHS BARBEES SUB
Legal Subdivision	ROCKSTROHS BARBEES SUB
Legal Lot Number	74,73,2
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1033
Census Tract	10202

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	408 E 4TH ST, MISHAWAKA, IN 46544-2235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2013	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Oct 22, 2010	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Mar 19, 2013	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 1991
Deed Sale	Aug 6, 1991
Record Updated	Sep 20, 2026

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	408 E 4TH ST, MISHAWAKA, IN 46544-2235
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001305748
Date	Feb 26, 2013
Instrument	1305748

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 14, 2028

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	408 E 4TH ST, MISHAWAKA, IN 46544-2235
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001029527
Date	Oct 22, 2010
Instrument	1029527

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Sep 3, 2020

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	408 E 4TH ST, MISHAWAKA, IN 46544-2235
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001308141
Date	Mar 19, 2013
Instrument	1308141

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 4, 2023

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$107,100 (+0.66%) Land $16,600 Building $90,500	$107,100 (+0.66%) Land $16,600 Building $90,500
2024	$1,422.00 (+2%)
2023	$1,185.00 (-37.43%)	$106,400 (-5.59%) Land $16,600 Building $89,800	$106,400 (-5.59%) Land $16,600 Building $89,800
2022	$1,894.00 Homeowner's exemption	$112,700 Land $16,600 Building $96,100	$112,700 Land $16,600 Building $96,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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