404 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 404 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,000 sqft · built 2012
Lot Size	0.108 acres (4,712 sqft)
Owner	Individual Name on Record
Last Sale	$216,736 (Apr 2020)
Tax Bill	$2,995 (2024)
Deeds & Mortgages	May 2015 Mortgage Mar 2013 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-155-006.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-155-006.000-023`
Alternative APN	`01610251034`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
Gross Area	4,000 sqft
1st Floor Area	2,700 sqft
Basement Area	700 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,712 sqft (0.108 acres)
Lot Dimensions	76 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	2,606 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	62 X 76 FT SW COR LOT 74 BARBEES SUB
Legal Subdivision	BARBEES SUB
Legal Lot Number	74
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1033
Census Tract	10202

Owner

Source: St. Joseph County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 E 4TH ST, MISHAWAKA, IN 46544-2235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2015	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK
Mar 26, 2013	Deed of Trust, Mortgage 1ST SOURCE BANK
Aug 4, 2015	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK
Apr 30, 2020	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Sep 30, 2010	Intrafamily Transfer, Transfer MERIDIAN TITLE, MERIDIAN TITLE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Deed Document Number	202010782
Prior Transfer Date	Sep 24, 2010
Prior Transfer Doc	0000026860
Record Updated	Sep 20, 2026

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	404 E 4TH ST, MISHAWAKA, IN 46544-2235
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001511356
Date	May 13, 2015
Instrument	1511356

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	204 Months
Due	May 12, 2032

Interest

Rate Type	Adjustable Rate

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	404 E 4TH ST, MISHAWAKA, IN 46544-2235
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001308761
Date	Mar 26, 2013
Instrument	1308761

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 20, 2023

Interest

Rate Type	Adjustable Rate

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	404 E 4TH ST, MISHAWAKA, IN 46544-2235
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001520011
Date	Aug 4, 2015
Instrument	1520011

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 3, 2025

Interest

Rate Type	Adjustable Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 30, 2020
Property Address	404 E 4TH ST, MISHAWAKA, IN 46544-2235
Document Number	0002010782
Map Reference	PB 1 PG 16
Instrument Date	Apr 13, 2020
Instrument	2010782
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E 4TH ST, MISHAWAKA, IN 46544-2235

Mortgage

Document Number	0002010783
Date	Apr 30, 2020
Instrument	2010783

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

September 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 30, 2010
Property Address	404 E 4TH ST, MISHAWAKA, IN 46544-2235
Document Number	0001026860
Instrument Date	Sep 24, 2010
Instrument	1026860
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	830 E 18TH ST, MISHAWAKA, IN 46544-5605

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,200 (-7.93%) Land $25,400 Building $184,800	$210,200 (-7.93%) Land $25,400 Building $184,800
2024	$2,995.00 (+12.68%)
2023	$2,658.00 (-1.59%)	$228,300 (-0.22%) Land $25,400 Building $202,900	$228,300 (-0.22%) Land $25,400 Building $202,900
2022	$2,701.00 Homeowner's exemption	$228,800 Land $25,400 Building $203,400	$228,800 Land $25,400 Building $203,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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