317 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 317 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,438 sqft · built 1913
Lot Size	0.138 acres (6,006 sqft)
Owner	Company Name on File
Last Sale	$133,000 (Feb 2024)
Tax Bill	$3,991 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-16-291-005.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-16-291-005.000-023`
Alternative APN	`01610120520`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	2,438 sqft Gross Area
1st Floor Area	5,688 sqft
Basement Area	1,275 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1936
Exterior Material	Brick
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	6,006 sqft (0.138 acres)
Lot Dimensions	91 ft deep x 66 ft wide
Utility Building	5,688 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	317 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2019
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	N1/2 EX 74S END LOT H 4TH ST O P ST JOSEPH IRON WORKS
Legal Subdivision	4TH ST O P ST JOSEPH IRON WORKS
Legal Lot Number	H
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1001
Census Tract	10201

Owner

317 E 4th St, a commercial property, is owned by a company that bought it in February 2024.

Source: St. Joseph County records, as of July 17, 2026

Owner of Record	Company Name on File
Mailing Address	2504 WOODMONT DR, SOUTH BEND, IN 46614-1645
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED FEDERAL CREDIT UNION
Feb 7, 2024	Warranty Deed, Transfer · Seller Carry-Back ROBERT BJORKLAND
Feb 27, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2024 · Amount on File
Deed Sale	Feb 7, 2024 · Amount on File
Deed Document Number	20242715
Prior Transfer Date	Feb 14, 2020
Prior Transfer Doc	0000005569
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 29, 2026
Property Address	317 E 4TH ST, MISHAWAKA, IN 46544-2019
Document Number	0000016615
Instrument Date	Jun 29, 2026
Instrument	202616615
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2504 WOODMONT DR, SOUTH BEND, IN 46614-1645

Mortgage

Document Number	0000016615,
Date	Jun 29, 2026
Instrument	202616615

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 29, 2031

Interest

Rate	6.53%
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 7, 2024
Property Address	317 E 4TH ST, MISHAWAKA, IN 46544-2019
Document Number	0002402715
Instrument Date	Jan 5, 2024
Instrument	2402715
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2504 WOODMONT DR, SOUTH BEND, IN 46614-1645

Mortgage

Document Number	0002402716
Date	Feb 7, 2024
Instrument	2402716

Lender

Name	ROBERT BJORKLAND
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 27, 2020
Property Address	317 E 4TH ST, MISHAWAKA, IN 46544-2019
Document Number	0002005569
Instrument Date	Feb 14, 2020
Instrument	2005569
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	317 E 4TH ST, MISHAWAKA, IN 46544-2019

Tax Assessment & Valuation

The 2025 property tax bill for 317 E 4th St was $3,991, up 18.7% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,991.00 (+18.67%)	$131,500 Land $28,100 Building $103,400	$131,500 Land $28,100 Building $103,400
2024	$3,363.00 (-16.47%)
2023	$4,026.00 (+0.02%)	$120,300 (-) Land $28,100 Building $92,200	$120,300 (-) Land $28,100 Building $92,200
2022	$4,025.00	$120,300 Land $28,100 Building $92,200	$120,300 Land $28,100 Building $92,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 317 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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