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408 Dobbs St, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 408 Dobbs St, Atlantic Beach, NC 28512

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,440 sqft · built 2005
Lot Size0.114 acres (4,966 sqft)
Owner2 Individual Names on Record
Last Sale$539,000 (Jun 2021)
Tax Bill$1,601 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN6385.14.22.7950000

Property Details

APN / Parcel Number

Primary APN6385.14.22.7950000
Alternative APNs
  • 550801
  • 39525

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,440 sqft Heated Area
Gross Area1,200 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialFiber Cement Siding
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,966 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeCarport
Garage Area624 sqft
CarportCarport
Carport Area624 sqft
Deck Area120 sqft
Utility Building230 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number39525
Street Address408 DOBBS ST
CityATLANTIC BEACH
StateNC
Zip28512-5476
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL9 10 MONEY ISLAND BEACH
Legal SubdivisionMONEY ISLAND
Legal Block22
Legal Lot Number9-10
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1000
Census Tract971103

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4008 KETCH POINT DR, ROCKY MOUNT, NC 27803-1418
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2021 · Amount on Record
Deed SaleJun 28, 2021 · Amount on Record
Prior SaleMar 10, 2005 · Amount on Record
Deed Document Number20211728167
Deed Book / Page1728 / 167
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJun 28, 2021
Property Address408 DOBBS ST, ATLANTIC BEACH, NC 28512-5476
Document Number0017280167
Book / Page1728 / 167
Map ReferenceMAP 1 PG 96
Instrument DateJun 1, 2021
Instrument1728167
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,078.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2600 ONE IRON ST, 2600, MOREHEAD CITY, NC 28557-4960

Transferred To (Grantee/Buyer)

NameVerified Name
Address4008 KETCH POINT DR, ROCKY MOUNT, NC 27803-1418

Mortgage

Document Number0001728168
DateJun 28, 2021
Instrument1728-168
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAtlantic Beach Town
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$668,346 (-) Land $275,964 Building $392,382$668,346 (-) Land $275,964 Building $392,382
2025$1,601.00 (+41.06%)$668,346 (+96.8%) Land $275,964 Building $392,382$668,346 (+96.8%) Land $275,964 Building $392,382
2023$339,615 Land $140,937 Building $198,678$339,615 Land $140,937 Building $198,678
2022$1,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 501 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1,796 units insured
incl. 1,295 condo units
Nearby Flood Claims75 (1996–2025)
Claims Outside the SFHA23 of 75
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 39 claims
  • Hurricane Ophelia, Sep 2005 · 7 claims
  • Hurricane Bonnie, Aug 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ATLANTIC BEACH
serves 6,380 people · EPA ID NC0416035
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
E. coli
resolved · Sep 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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