Carteret County property record for 405 Dobbs St, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,288 sqft · built 1962 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $284,000 (Oct 2016) |
| Tax Bill | $1,511 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 6385.14.23.6042000 |
| Primary APN | 6385.14.23.6042000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,288 sqft Heated Area |
| Gross Area | 1,832 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Cottage |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,966 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 372 sqft |
| Carport | Carport |
| Carport Area | 372 sqft |
| Deck Area | 24 sqft |
| Patio Area | 363 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 36833 |
|---|---|
| Street Address | 405 DOBBS ST |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-5477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L17 18 BQ MONEY ISLAND BEACH |
| Legal Subdivision | MONEY ISLAND |
| Legal Block | 23 |
| Legal Lot Number | 17-18 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 971103 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1807 CIRCLE DR, GREENVILLE, NC 27858-4441 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED MORTGAGE SERVICES |
| Nov 12, 2020 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BK |
| May 21, 2019 | Quit Claim Deed, Transfer · Conventional with PMI BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2016 · Amount on Record |
| Deed Sale | Oct 21, 2016 · Amount on Record |
| Deed Document Number | 20161557253 |
| Deed Book / Page | 1557 / 253 |
| Last Transfer Date | May 7, 2019 |
| Transfer Doc | 0016380275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 405 DOBBS ST, ATLANTIC BEACH, NC 28512-5477 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016890304 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 1689/304 |
| Instrument | 1689304 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | ROCKY MOUNT, NC 27804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 405 DOBBS ST, ATLANTIC BEACH, NC 28512-5477 |
| Document Number | 0016960303 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1807 CIRCLE DR GREENVILLE NC 278584441, GREENVILLE, NC 27858-4441 |
| Document Number | 0016960303 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 001696/000303 |
| Name | SOUTHERN BK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, NC 27834 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 21, 2019 |
| Property Address | 405 DOBBS ST, ATLANTIC BEACH, NC 28512-5477 |
| Document Number | 0016380275 |
| Book / Page | 001638 / 000275 |
| Instrument Date | May 7, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1807 CIRCLE DR GREENVILLE NC 278584441, GREENVILLE, NC 27858-4441 |
| Document Number | 16380277 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 001638/000277 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2049 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Atlantic Beach Town |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $628,045 (-) Land $275,964 Building $352,081 | $628,045 (-) Land $275,964 Building $352,081 | |
| 2025 | $1,511.00 (+27.51%) | $628,045 (+77.14%) Land $275,964 Building $352,081 | $628,045 (+77.14%) Land $275,964 Building $352,081 |
| 2023 | $354,548 Land $140,937 Building $213,611 | $354,548 Land $140,937 Building $213,611 | |
| 2022 | $1,185.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 501 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1,796 units insured incl. 1,295 condo units |
| Nearby Flood Claims | 75 (1996–2025) |
| Claims Outside the SFHA | 23 of 75 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ATLANTIC BEACH serves 6,380 people · EPA ID NC0416035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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