Carteret County property record for 404 Dobbs St, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,170 sqft · built 1954 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | Individual Name on File |
| Last Sale | $277,500 (Oct 2019) |
| Tax Bill | $1,282 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Oct 2019 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 6385.14.22.6953000 |
| Primary APN | 6385.14.22.6953000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,170 sqft Heated Area |
| Gross Area | 1,534 sqft |
| 1st Floor Area | 1,170 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Cottage |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,966 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 31826 |
|---|---|
| Street Address | 404 DOBBS ST |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-5476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L5 6 BR MONEY ISLAND BEACH |
| Legal Subdivision | MONEY ISLAND |
| Legal Block | 22 |
| Legal Lot Number | 5-6 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 971103 |
Source: Carteret County records · APN 6385.14.22.6953000
Assessment roll updated November 24, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 3438, ATLANTIC BEACH, NC 28512-3438 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK |
| Oct 03, 2019 | Warranty Deed, Transfer · Conventional Mortgage THE FIDELITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 03, 2019 · Amount on Record |
| Deed Sale | Oct 03, 2019 · Amount on Record |
| Deed Document Number | 20191651082 |
| Deed Book / Page | 1651 / 82 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 404 DOBBS ST, ATLANTIC BEACH, NC 28512-5476 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 404 DOBBS ST, ATLANTIC BEACH, NC 28512-5476 |
| Document Number | 0017410486 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 1741/486 |
| Instrument | 1741486 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | LILLINGTON, NC 27546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Oct 03, 2019 |
| Property Address | 404 DOBBS ST, ATLANTIC BEACH, NC 28512-5476 |
| Document Number | 0016510082 |
| Book / Page | 1651 / 082 |
| Map Reference | MB 1 PG 96 |
| Instrument Date | Oct 03, 2019 |
| Instrument | 1651082 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 151 POND DR, 151, ATLANTIC BEACH, NC 28512-7335 |
| Name | Verified Name |
|---|---|
| Address | 404 DOBBS ST, ATLANTIC BEACH, NC 28512-5476 |
| Document Number | 1651083 |
|---|---|
| Date | Oct 03, 2019 |
| Instrument | 1651-083 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Atlantic Beach Town |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,282.00 (+46.68%) | $526,502 (+102.17%) Land $275,964 Building $250,538 | $526,502 (+102.17%) Land $275,964 Building $250,538 |
| 2023 | $260,421 Land $140,937 Building $119,484 | $260,421 Land $140,937 Building $119,484 | |
| 2022 | $874.00 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 501 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1,796 units insured incl. 1,295 condo units |
| Nearby Flood Claims | 75 (1996–2025) |
| Claims Outside the SFHA | 23 of 75 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 386 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF ATLANTIC BEACH serves 6,380 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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