408 Davis St, Gayville, SD 57031 Property Records

Yankton County property record for 408 Davis St, Gayville, SD 57031

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 780 sqft · built 1952
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$69,000 (Nov 2020)
Tax Bill$1,286 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31.100.015.100

Property Details

APN / Parcel Number

Primary APN31.100.015.100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area780 sqft Living Area
Basement Area780 sqft
Unfinished Basement780 sqft
FlooringLaminate Plank

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialVinyl
Construction TypeWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Garage TypeAttached
Garage Area325 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Street Address408 DAVIS ST
CityGAYVILLE
StateSD
Zip57031-2009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 10 BLK 15 ORIGINAL TOWN
Legal SubdivisionORIGINAL TOWN
Legal Block15
Legal Lot Number10
JurisdictionYANKTON SD
Township / Civil DivisionGAYVILLE
Census Block Group5
Census Block5072
Census Tract966400

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address408 DAVIS ST, GAYVILLE, SD 57031-2009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2020 · Amount on Record
Deed SaleNov 5, 2020 · Amount on Record
Deed Book / Page554 / 405
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYANKTON SD
Recording DateNov 5, 2020
Property Address408 DAVIS ST, GAYVILLE, SD 57031-2009
Document Number554/405
Book / Page554 / 405
Map ReferenceMB G PG 26
Instrument DateNov 4, 2020
Transaction TypeTransfer
Record UpdatedOct 26, 2021
Title CompanyYANKTON TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$69.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 213, GAYVILLE, SD 57031-0213

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 DAVIS ST, GAYVILLE, SD 57031-2009

Mortgage

Document Number554406
DateNov 5, 2020
Instrument554/406
Lender
NameCORTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Mortgage

Document Number554/407
DateNov 5, 2020
Book Page554/407
Lender
NameSOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
TypeGovernment Agency
AddressPIERRE, SD 57501
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyYankton County
MunicipalityGayville Town
Unified School DistrictGayville-Volin School District 63-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$106,500 (+30.2%) Land $5,300 Building $101,200$106,500 Land $5,300 Building $101,200
2025$1,286.00 (+44.01%)
2023$81,800 Land $5,300 Building $76,500
2022$893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims11 (1997–2019)
Claims Outside the SFHA5 of 11
Most Recent ClaimSep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Sep 2019 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAYVILLE
serves 392 people · EPA ID SD4600140
Water SourcePurchased groundwater from CLAY RURAL WATER SYSTEM
Last State InspectionDec 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
South Dakota Wireless Internet
Fixed Wireless
100 / 20

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