Yankton County property record for 406 Davis St, Gayville, SD 57031
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 832 sqft · built 1956 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Mar 2026) |
| Tax Bill | $1,219 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31.100.015.110 |
| Primary APN | 31.100.015.110 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Flooring | Other |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,250 sqft (0.258 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 406 DAVIS ST |
|---|---|
| City | GAYVILLE |
| State | SD |
| Zip | 57031-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 11 & W2 LT 12 BLK 15 ORIGINAL TOWN |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 15 |
| Legal Lot Number | 11,12 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | GAYVILLE |
| Census Block Group | 5 |
| Census Block | 5072 |
| Census Tract | 966400 |
406 Davis St is owned and occupied by an individual who bought it in March 2026.
Source: Yankton County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 DAVIS ST, GAYVILLE, SD 57031-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2026 | Warranty Deed, Transfer · USDA Mortgage CU MORTGAGE DIRECT LLC |
| Jul 13, 2018 | Deed, Transfer · FHA Mortgage CU MORTGAGE DIRECT LLC |
| Jul 13, 2018 | Deed, Transfer · FHA Mortgage CU MORTGAGE DIRECT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on File |
| Deed Sale | Mar 31, 2026 · Amount on File |
| Prior Sale | Jul 13, 2018 · Amount on File |
| Deed Document Number | 2026212669 |
| Deed Book / Page | 583 / 181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Mar 31, 2026 |
| Property Address | 406 DAVIS ST, GAYVILLE, SD 57031-2009 |
| Document Number | 000583/181 |
| Book / Page | 583 / 181 |
| Map Reference | MB G PG 26 |
| Instrument Date | Mar 31, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | BRANTON TITLE COMPANY, YANKTON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 502 NORTH AVE, GAYVILLE, SD 57031 |
| Name | Verified Name |
|---|---|
| Address | 406 DAVIS ST, GAYVILLE, SD 57031-2009 |
| Document Number | 0000583182 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 583/182 |
| Name | CU MORTGAGE DIRECT LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Jul 13, 2018 |
| Property Address | 406 DAVIS ST, GAYVILLE, SD 57031-2009 |
| Document Number | 541/066 |
| Book / Page | 541 / 066 |
| Map Reference | MB G PG 26 |
| Instrument Date | Jul 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Title Company | YANKTON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44920 312TH ST, 44920, GAYVILLE, SD 57031-6507 |
| Name | Verified Name |
|---|---|
| Address | 406 DAVIS ST, GAYVILLE, SD 57031-2009 |
| Document Number | 541067 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 541/067 |
| Name | CU MORTGAGE DIRECT LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Jul 13, 2018 |
| Property Address | 406 DAVIS ST, GAYVILLE, SD 57031-2009 |
| Document Number | 000541/066 |
| Book / Page | 541 / 066 |
| Map Reference | MB G PG 26 |
| Instrument Date | Jul 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | BRANTON TITLE COMPANY, YANKTON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44920 312TH ST, GAYVILLE, SD 57031-6507 |
| Name | Verified Name |
|---|---|
| Address | 406 DAVIS ST, GAYVILLE, SD 57031-2009 |
| Document Number | 0000541067 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 541/067 |
| Name | CU MORTGAGE DIRECT LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 406 Davis St was $1,219.
Source: Yankton County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Gayville Town |
| Unified School District | Gayville-Volin School District 63-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,000 (-) Land $7,900 Building $93,100 | $101,000 Land $7,900 Building $93,100 | |
| 2025 | $1,219.00 | $101,000 Land $7,900 Building $93,100 | |
| 2023 | $81,200 Land $7,900 Building $73,300 | ||
| 2022 | $902.00 | ||
| 2021 | $65,300 Land $7,900 Building $57,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Davis St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 11 (1997–2019) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Davis St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAYVILLE serves 392 people · EPA ID SD4600140 |
|---|---|
| Water Source | Purchased groundwater from CLAY RURAL WATER SYSTEM |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| South Dakota Wireless Internet Fixed Wireless | 100 / 20 |
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