Yankton County property record for 407 Davis St, Gayville, SD 57031
| Property Type | Single Family Home |
|---|---|
| Details | 832 sqft · built 1964 |
| Lot Size | 0.23 acres (10,050 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,008 (2022) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31.100.010.035 |
| Primary APN | 31.100.010.035 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 832 sqft Living Area |
| Basement Area | 832 sqft |
| Flooring | Hardwood |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 10,050 sqft (0.23 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 407 DAVIS ST |
|---|---|
| City | GAYVILLE |
| State | SD |
| Zip | 57031-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 & E17 LT 4 BLK 10 ORIGINAL TOWN |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 10 |
| Legal Lot Number | 3,4,E17 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | GAYVILLE |
| Census Block Group | 5 |
| Census Block | 5073 |
| Census Tract | 966400 |
Source: Yankton County records · APN 31.100.010.035
Assessment roll updated November 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 407 DAVIS ST, GAYVILLE, SD 57031-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 06, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI |
| Jan 06, 2022 | Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 17, 2023 |
| Deed Sale | Aug 17, 2023 |
| Prior Sale | Jun 09, 2010 · Amount on Record |
| Deed Document Number | 0000570584 |
| Deed Book / Page | 507 / 027 |
| Prior Transfer Date | Aug 27, 2012 |
| Prior Transfer Doc | 0000507027 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 407 DAVIS ST, GAYVILLE, SD 57031-2009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Title Company | FIRST DAKOTA TITLE LLC, FIRST DAKOTA TITLE |
| Name | Verified Name |
|---|
| Document Number | 000563/214 |
|---|---|
| Date | Jan 06, 2022 |
| Book Page | 563/214 |
| Name | SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI |
|---|---|
| Type | Government Agency |
| Address | PIERRE, SD 57501 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 407 DAVIS ST, GAYVILLE, SD 57031-2009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Title Company | FIRST DAKOTA TITLE LLC, FIRST DAKOTA TITLE |
| Name | Verified Name |
|---|
| Document Number | 000563/213 |
|---|---|
| Date | Jan 06, 2022 |
| Book Page | 563/213 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
Source: Yankton County records · Assessment roll updated November 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Gayville Town |
| Unified School District | Gayville-Volin School District 63-1 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $90,700 Land $7,000 Building $83,700 | |
| 2022 | $1,008.00 |
Source: FEMA National Flood Hazard Layer as of February 13, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 11 (1997–2019) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 60 |
| Clarity Telecom Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| B-Y Internet Fixed Wireless | 100 / 20 |
Based on FCC filings for 92 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GAYVILLE serves 392 people |
|---|---|
| Water Source | Purchased groundwater from CLAY RURAL WATER SYSTEM |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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