408 Charles Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 408 Charles Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,274 sqft · built 1955
Lot Size	0.374 acres (16,320 sqft)
Owner	Individual Name on Record
Tax Bill	$1,390 (2025)
Flood Zone	Zone X (minimal risk)
APN	`21587`

Property Details

APN / Parcel Number

Primary APN	`21587`
Alternative APN	`1173730`

Interior

Stories	1 Story
Building Area	1,274 sqft Finished Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Lot Area	16,320 sqft (0.374 acres)
Lot Dimensions	192 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	35 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1173730
Street Address	408 CHARLES RD
City	SHELBY
State	NC
Zip	28152-5120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	408 CHARLES RD
Legal Block	2
Legal Lot Number	10
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1006
Census Tract	951200

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 S WASHINGTON ST, SHELBY, NC 28150-5905
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,765 (-) Land $17,926 Building $121,839	$139,765 (-) Land $17,926 Building $121,839
2025	$1,390.00	$139,765 (+43.33%) Land $17,926 Building $121,839	$139,765 (+43.33%) Land $17,926 Building $121,839
2023		$97,511 Land $14,152 Building $83,359	$97,511 Land $14,152 Building $83,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–2003)
Most Recent Claim	Apr 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20