Cleveland County property record for 400 Charles Rd, Shelby, NC 28152 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,206 sqft · built 1953 |
| Lot Size | 0.353 acres (15,385 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,202 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21583 |
| Primary APN | 21583 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,206 sqft Finished Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Lot Area | 15,385 sqft (0.353 acres) |
| Lot Dimensions | 181 ft deep x 85 ft wide |
| Garage Type | Carport |
| Garage Area | 725 sqft |
| Carport | Carport |
| Carport Area | 725 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 65 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1220698 |
|---|---|
| Street Address | 400 CHARLES RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-5120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 400 CHARLES RD |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 951200 |
Source: Cleveland County records · APN 21583
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 CHARLES RD, SHELBY, NC 28152-5120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,857 (-) Land $17,765 Building $103,092 | $120,857 (-) Land $17,765 Building $103,092 | |
| 2025 | $1,202.00 | $120,857 (+20.59%) Land $17,765 Building $103,092 | $120,857 (+20.59%) Land $17,765 Building $103,092 |
| 2023 | $100,222 Land $14,025 Building $86,197 | $100,222 Land $14,025 Building $86,197 |
Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370459512001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (1992–2003) |
| Most Recent Claim | Apr 2003, river or lake flooding |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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