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404 Charles Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 404 Charles Rd, Shelby, NC 28152 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1,056 sqft · built 1954
Lot Size0.374 acres (16,320 sqft)
OwnerIndividual Name on File
Tax Bill$1,069 (2025)
Deeds & MortgagesAug 2020 Transfer
Nov 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN21585

Property Details

APN / Parcel Number

Primary APN21585
Alternative APN
  • 1326947

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,056 sqft Finished Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1990
Exterior MaterialWood Siding
Roof TypeShed Roof
Lot Area16,320 sqft (0.374 acres)
Lot Dimensions192 ft deep x 85 ft wide

Exterior Amenities

PorchSlab
Porch Area124 sqft
Shed1 Shed
Canopy400 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number1326947
Street Address404 CHARLES RD
CitySHELBY
StateNC
Zip28152-5120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT CHARLES RD LIFE EST
Legal Block2
Legal Lot Number8
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group1
Census Block1006
Census Tract951200

Owner

Source: Cleveland County records · APN 21585

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address509 W SUMTER ST, SHELBY, NC 28150-4328
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 27, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Mar 10, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateAug 10, 2020
Transfer Doc0018190093
Record UpdatedSep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLEVELAND NC
Recording DateAug 10, 2020
Property Address404 CHARLES RD, SHELBY, NC 28152-5120
Document Number0018190093
Book / Page001819 / 000093
Instrument DateAug 10, 2020
Instrument42711
Transaction TypeTransfer
Record UpdatedSep 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 W SUMTER ST SHELBY NC 281504328, SHELBY, NC 28150-4328

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateNov 27, 2019
Property Address404 CHARLES RD, SHELBY, NC 28152-5120
Document Number0018030537
Book / Page001803 / 000537
Instrument DateNov 18, 2019
Instrument33310
Transaction TypeTransfer
Record UpdatedDec 17, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 W SUMTER ST SHELBY NC 281504328, SHELBY, NC 28150-4328

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateMar 10, 2017
Property Address404 CHARLES RD, SHELBY, NC 28152-5120
Document Number0017380178
Book / Page001738 / 000178
Instrument DateMar 02, 2017
Instrument2503
Transaction TypeTransfer
Record UpdatedApr 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 W SUMTER ST SHELBY NC 281504328, SHELBY, NC 28150-4328

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
MunicipalityShelby City
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$107,477 (-) Land $17,926 Building $89,551$107,477 (-) Land $17,926 Building $89,551
2025$1,069.00$107,477 (+30.28%) Land $17,926 Building $89,551$107,477 (+30.28%) Land $17,926 Building $89,551
2023$82,500 Land $14,152 Building $68,348$82,500 Land $14,152 Building $68,348

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370459512001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (1992–2003)
Most Recent ClaimApr 2003, river or lake flooding

Wildfire

Wildfire RiskLow
above 32% of the US · above 43% of North Carolina
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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