408 Chadwick Ln, Efland, NC 27243 Property Records

Orange County property record for 408 Chadwick Ln, Efland, NC 27243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,912 sqft · built 2004
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$232,000 (Apr 2015)
Tax Bill	$3,471 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9844-69-5604`

Property Details

APN / Parcel Number

Primary APN	`9844-69-5604`
Alternative APN	`278111`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,912 sqft Living Area
Gross Area	4,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	476 sqft
Porch	Porch
Porch Area	276 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	408 CHADWICK LN
City	EFLAND
State	NC
Zip	27243-9562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50 PH 1-2 ASHWICK P91/124
Legal Subdivision	ASHWICK
Legal Phase	1
Jurisdiction	ORANGE NC
Township / Civil Division	CHEEKS
Census Block Group	1
Census Block	1006
Census Tract	11103

Owner

408 Chadwick Ln is owned and occupied by an individual who bought it in April 2015.

Source: Orange County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	408 CHADWICK LN, EFLAND, NC 27243-9562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 2, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2015 · Amount on File
Deed Sale	Apr 17, 2015 · Amount on File
Prior Sale	Jul 12, 2010 · Amount on File
Deed Document Number	201570790
Deed Book / Page	5936 / 537
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	408 CHADWICK LN, EFLAND, NC 27243-9562
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	67061776
Date	Feb 22, 2021
Book Page	6706/1776
Instrument	30041163

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	3 Months
Due	Mar 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	408 CHADWICK LN, EFLAND, NC 27243-9562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66211865
Date	Aug 2, 2019
Book Page	6621/1865
Instrument	30005089

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 23, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 408 Chadwick Ln was $3,471, up 5.7% from the year before.

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,471.00 (+5.73%)	$435,600 (-) Land $120,000 Building $315,600	$435,600 (-) Land $120,000 Building $315,600
2025	$3,283.00	$435,600 Land $120,000 Building $315,600	$435,600 Land $120,000 Building $315,600
2023	$2,648.00	$267,200 Land $55,000 Building $212,200	$267,200 Land $55,000 Building $212,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Chadwick Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Chadwick Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE-ALAMANCE WATER SYSTEM private · serves 9,223 people · EPA ID NC0368020
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	44 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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