405 Chadwick Ln, Efland, NC 27243 Property Records

Orange County property record for 405 Chadwick Ln, Efland, NC 27243

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,912 sqft · built 2005
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Company Names on Record
Last Sale	$326,500 (Mar 2005)
Tax Bill	$4,380 (2026)
Deeds & Mortgages	Apr 2026 Sale Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9844-69-5343`

Property Details

APN / Parcel Number

Primary APN	`9844-69-5343`
Alternative APN	`280626`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,912 sqft Living Area
Gross Area	5,662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	422 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	405 CHADWICK LN
City	EFLAND
State	NC
Zip	27243-9562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#56 PH 1-2 ASHWICK P91/124
Legal Subdivision	ASHWICK
Legal Phase	1
Legal Unit	56
Jurisdiction	ORANGE NC
Township / Civil Division	CHEEKS
Census Block Group	1
Census Block	1006
Census Tract	11103

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	405 CHADWICK LN, EFLAND, NC 27243-9562
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2005 · Amount on Record
Deed Sale	Mar 21, 2005 · Amount on Record
Prior Sale	Mar 21, 2005 · Amount on Record
Deed Book / Page	3701 / 63
Last Transfer Date	Apr 17, 2026
Transfer Doc	0030132106
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Apr 20, 2026
Property Address	405 CHADWICK LN, EFLAND, NC 27243-9562
Document Number	0030132106
Book / Page	6911 / 1855
Instrument Date	Apr 17, 2026
Instrument	202630132106
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	405 CHADWICK LN, EFLAND, NC 27243-9562

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	405 CHADWICK LN, EFLAND, NC 27243-9562
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CHADWICK LN, EFLAND, NC 27243-9562

Mortgage

Document Number	0068001670
Date	Nov 15, 2022
Book Page	6800/1670
Instrument	30081315

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	405 CHADWICK LN, EFLAND, NC 27243-9562
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066511014
Date	Mar 27, 2020
Book Page	6651/1014
Instrument	30018410

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,380.00 (+5.75%)	$554,600 (-) Land $120,000 Building $434,600	$554,600 (-) Land $120,000 Building $434,600
2025	$4,142.00 (+24.46%)	$554,600 (+63.26%) Land $120,000 Building $434,600	$554,600 (+63.26%) Land $120,000 Building $434,600
2023	$3,328.00	$339,700 Land $55,000 Building $284,700	$339,700 Land $55,000 Building $284,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE-ALAMANCE WATER SYSTEM private · serves 9,223 people · EPA ID NC0368020
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	44 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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