407 Chadwick Ln, Efland, NC 27243 Property Records

Orange County property record for 407 Chadwick Ln, Efland, NC 27243

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,078 sqft · built 2004
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Aug 2021)
Tax Bill	$4,435 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9844-69-6430`

Property Details

APN / Parcel Number

Primary APN	`9844-69-6430`
Alternative APN	`276845`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,078 sqft Living Area
Gross Area	4,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	184 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	407 CHADWICK LN
City	EFLAND
State	NC
Zip	27243-9562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#55 PH 1-2 ASHWICK P91/124
Legal Subdivision	ASHWICK
Legal Phase	1
Legal Unit	55
Jurisdiction	ORANGE NC
Township / Civil Division	CHEEKS
Census Block Group	1
Census Block	1006
Census Tract	11103

Owner

407 Chadwick Ln is owned and occupied by two individuals who bought it in August 2021.

Source: Orange County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 CHADWICK LN, EFLAND, NC 27243-9562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 28, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 11, 2021	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Prior Sale	Sep 9, 2004 · Amount on File
Deed Document Number	202130054574
Deed Book / Page	6739 / 365
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	407 CHADWICK LN, EFLAND, NC 27243-9562
Transaction Type	Mortgage
Record Updated	Jan 22, 2024
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CHADWICK LN, EFLAND, NC 27243-9562

Mortgage

Document Number	0068351431
Date	Dec 28, 2023
Book Page	6835/1431
Instrument	30097291

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Sep 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	407 CHADWICK LN, EFLAND, NC 27243-9562
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CHADWICK LN, EFLAND, NC 27243-9562

Mortgage

Document Number	0068131404
Date	Apr 28, 2023
Book Page	6813/1404
Instrument	30087443

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Aug 11, 2021
Property Address	407 CHADWICK LN, EFLAND, NC 27243-9562
Document Number	6739365
Book / Page	6739 / 365
Map Reference	MB 91 PG 124
Instrument Date	Aug 6, 2021
Instrument	30054574
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 E CENTER ST APT 256, 201, MEBANE, NC 27302-2562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CHADWICK LN, EFLAND, NC 27243-9562

Mortgage

Document Number	6739367
Date	Aug 11, 2021
Instrument	6739/367

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	407 CHADWICK LN, EFLAND, NC 27243-9562
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	67061314
Date	Feb 19, 2021
Book Page	6706/1314
Instrument	30041058

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	156 Months
Due	Feb 1, 2034

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	407 CHADWICK LN, EFLAND, NC 27243-9562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66552186
Date	Apr 29, 2020
Book Page	6655/2186
Instrument	30020144

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	165 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 407 Chadwick Ln was $4,435, up 5.7% from the year before.

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,435.00 (+5.75%)	$561,800 (-) Land $120,000 Building $441,800	$561,800 (-) Land $120,000 Building $441,800
2025	$4,194.00	$561,800 Land $120,000 Building $441,800	$561,800 Land $120,000 Building $441,800
2023	$3,458.00	$353,500 Land $55,000 Building $298,500	$353,500 Land $55,000 Building $298,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Chadwick Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Chadwick Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE-ALAMANCE WATER SYSTEM private · serves 9,223 people · EPA ID NC0368020
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	44 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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