Rice County property record for 408 3rd St NE, Nerstrand, MN 55053
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 1,738 sqft · built 1992 |
| Lot Size | 1.05 acres (45,776 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,354 (2026) |
| Deeds & Mortgages | Jul 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 21.11.4.51.001 |
| Primary APN | 21.11.4.51.001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| 1st Floor Area | 1,720 sqft |
| Basement Area | 1,720 sqft |
| Finished Basement | 869 sqft |
| Unfinished Basement | 1,720 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 45,776 sqft (1.05 acres) |
| Lot Dimensions | 167 ft deep x 232 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,896 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 465 sqft |
| Patio Area | 905 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 408 3RD ST NE |
|---|---|
| City | NERSTRAND |
| State | MN |
| Zip | 55053-2816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 2 OF LEONARD OSMUNDSON 1ST |
| Legal Subdivision | LEONARD OSMUNDSON 1ST |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | RICE MN |
| Township / Civil Division | NERSTRAND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 70400 |
408 3rd St NE is owned and occupied by two individuals.
Source: Rice County records, as of June 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 3RD ST NE, NERSTRAND, MN 55053-2816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RICE MN |
| Property Address | 408 3RD ST NE, NERSTRAND, MN 55053-2816 |
| Document Number | 0000729538 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 408 3RD ST NE NERSTRAND MN 550532816, NERSTRAND, MN 55053-2816 |
The 2026 property tax bill for 408 3rd St NE was $5,354.
Source: Rice County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Rice County |
| Municipality | Nerstrand City |
| Unified School District | Faribault Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,354.00 | $495,800 (+0.02%) Land $109,800 Building $386,000 | $495,800 (+0.02%) Land $109,800 Building $386,000 |
| 2025 | $495,700 (+15.17%) Land $112,300 Building $383,400 | $495,700 (+15.17%) Land $112,300 Building $383,400 | |
| 2024 | $4,838.00 (+13.2%) | $430,400 (-) Land $94,800 Building $335,600 | $430,400 (-) Land $94,800 Building $335,600 |
| 2023 | $4,274.00 | $430,400 Land $94,800 Building $335,600 | $430,400 Land $94,800 Building $335,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 3rd St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 14, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 408 3rd St NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Nerstrand serves 299 people · EPA ID MN1660009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| Midco Fixed Wireless | 100 / 20 |
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