Rice County property record for 401 3rd St NE, Nerstrand, MN 55053
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,410 sqft · built 1994 |
| Lot Size | 0.514 acres (22,377 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,468 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21.11.4.51.005 |
| Primary APN | 21.11.4.51.005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 832 sqft |
| Unfinished Basement | 568 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,377 sqft (0.514 acres) |
| Lot Dimensions | 148 ft deep x 122 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 401 3RD ST NE |
|---|---|
| City | NERSTRAND |
| State | MN |
| Zip | 55053-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLOCK 3 OF LEONARD OSMUNDSON 1ST |
| Legal Subdivision | LEONARD OSMUNDSON 1ST |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | RICE MN |
| Township / Civil Division | NERSTRAND |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 70400 |
401 3rd St NE is owned and occupied by two individuals.
Source: Rice County records, as of June 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 3RD ST NE, NERSTRAND, MN 55053-2814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIREFLY FCU |
| Apr 19, 2018 | Deed of Trust, Mortgage · Conventional with PMI FIREFLY FCU |
| Apr 19, 2018 | Deed of Trust, Mortgage · Line of Credit FIREFLY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICE MN |
| Property Address | 401 3RD ST NE, NERSTRAND, MN 55053-2814 |
| Document Number | 0000733835 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 401 3RD ST NE NERSTRAND MN 550532814, NERSTRAND, MN 55053-2814 |
| Document Number | 0000733835 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 733835 |
| Name | FIREFLY FCU |
|---|---|
| Address | BURNSVILLE, MN 55337 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 13, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICE MN |
| Property Address | 401 3RD ST NE, NERSTRAND, MN 55053-2814 |
| Document Number | 0000706998 |
| Instrument Date | Apr 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2018 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 401 3RD ST NE NERSTRAND MN 550532814, NERSTRAND, MN 55053-2814 |
| Document Number | 0000706998 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 706998 |
| Name | FIREFLY FCU |
|---|---|
| Address | BURNSVILLE, MN 55337 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | May 10, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICE MN |
| Property Address | 401 3RD ST NE, NERSTRAND, MN 55053-2814 |
| Document Number | 0000706999 |
| Instrument Date | Apr 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 401 3RD ST NE NERSTRAND MN 550532814, NERSTRAND, MN 55053-2814 |
| Document Number | 0000706999 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 706999 |
| Name | FIREFLY FCU |
|---|---|
| Address | BURNSVILLE, MN 55337 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 10, 2033 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 401 3rd St NE was $3,468.
Source: Rice County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Rice County |
| Municipality | Nerstrand City |
| Unified School District | Faribault Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,468.00 | $337,800 (+1.69%) Land $78,300 Building $259,500 | $337,800 (+1.69%) Land $78,300 Building $259,500 |
| 2025 | $332,200 (+10.4%) Land $77,900 Building $254,300 | $332,200 (+10.4%) Land $77,900 Building $254,300 | |
| 2024 | $3,300.00 (+18.45%) | $300,900 (-) Land $64,900 Building $236,000 | $300,900 (-) Land $64,900 Building $236,000 |
| 2023 | $2,786.00 | $300,900 Land $64,900 Building $236,000 | $300,900 Land $64,900 Building $236,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 3rd St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 14, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 3rd St NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Nerstrand serves 299 people · EPA ID MN1660009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| Midco Fixed Wireless | 100 / 20 |
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