403 3rd St NE, Nerstrand, MN 55053 Property Records

Rice County property record for 403 3rd St NE, Nerstrand, MN 55053

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 1996
Lot Size0.544 acres (23,714 sqft)
OwnerIndividual on Record
Last Sale$275,000 (Jun 2023)
Tax Bill$3,042 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
Mar 2021 Transfer
Flood ZoneZone X (minimal risk)
APN21.11.4.51.006

Property Details

APN / Parcel Number

Primary APN21.11.4.51.006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
Basement Area1,232 sqft
Unfinished Basement1,232 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,714 sqft (0.544 acres)
Lot Dimensions167 ft deep x 142 ft wide
Garage TypeMixed
Garage Area1,064 sqft
DrivewayConcrete Driveway
Parking Spaces4 Parking Spaces
Deck Area268 sqft
Patio Area268 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address403 3RD ST NE
CityNERSTRAND
StateMN
Zip55053-2814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLOCK 3 OF LEONARD OSMUNDSON 1ST
Legal SubdivisionLEONARD OSMUNDSON 1ST
Legal Block3
Legal Lot Number2
JurisdictionRICE MN
Township / Civil DivisionNERSTRAND
Census Block Group2
Census Block2023
Census Tract70400

Owner

Source: Rice County assessment roll, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address403 3RD ST NE, NERSTRAND, MN 55053-2814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2023Deed, Transfer · USDA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 12, 2021Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2023 · Amount on Record
Deed SaleJun 27, 2023 · Amount on Record
Prior SaleDec 3, 2010 · Amount on Record
Deed Document Number2023760956
Prior Transfer DateMar 10, 2021
Prior Transfer Doc000A737108
Record UpdatedSep 20, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionRICE MN
Recording DateJun 27, 2023
Property Address403 3RD ST NE, NERSTRAND, MN 55053-2814
Document Number000A760956
Instrument DateJun 23, 2023
InstrumentA760956
Transaction TypeTransfer
Record UpdatedJul 17, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$907.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 3RD ST NE, NERSTRAND, MN 55053-2814

Mortgage

Document Number000A760972
DateJun 27, 2023
InstrumentA760972
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionRICE MN
Recording DateMar 12, 2021
Property Address403 3RD ST NE, NERSTRAND, MN 55053-2814
Document Number000A737108
Instrument DateMar 10, 2021
InstrumentA737108
Transaction TypeTransfer
Record UpdatedJul 13, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 3RD STREET N, NORTHFIELD, MN 55057

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRice County
MunicipalityNerstrand City
Unified School DistrictFaribault Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,042.00 (+5.85%)$295,800 (+0.17%) Land $82,100 Building $213,700$295,800 (+0.17%) Land $82,100 Building $213,700
2025$295,300 (+11.27%) Land $84,200 Building $211,100$295,300 (+11.27%) Land $84,200 Building $211,100
2024$2,874.00 (+23.03%)$265,400 (-) Land $70,100 Building $195,300$265,400 (-) Land $70,100 Building $195,300
2023$2,336.00$265,400 Land $70,100 Building $195,300$265,400 Land $70,100 Building $195,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNerstrand
serves 299 people · EPA ID MN1660009
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Minnesota WiFi
Fixed Wireless
150 / 30
Midco
Fixed Wireless
100 / 20

Nearby Properties on 3rd St NE

Nearby Streets

Search Property Records by Address or Parcel Number