40790 Via de la Roca, Fallbrook, CA 92028 Property Records

San Diego County property record for 40790 Via de la Roca, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,947 sqft · built 2003
Lot Size	2.23 acres (97,574 sqft)
Owner	2 Individual Names on File
Last Sale	$705,000 (Feb 2020)
Tax Bill	$8,254 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`102-104-23-00`

Property Details

APN / Parcel Number

Primary APN	`102-104-23-00`
Alternative APN	`1021037800`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,947 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	97,574 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1021037800
Street Address	40790 VIA DE LA ROCA
City	FALLBROOK
State	CA
Zip	92028-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM10966
Legal Subdivision	PARCEL MAP NO. 10966
Legal Tract	10966
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1061
Census Tract	19001

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40790 VIA DE LA ROCA, FALLBROOK, CA 92028-9732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage STONE BRIDGE MORTGAGE INC
Dec 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage CRAIG E GRIMM TRUST
Oct 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage GRIMM FAMILY 1990 TRUST
Feb 13, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Prior Sale	Jul 23, 1998 · Amount on Record
Deed Document Number	202075853
Prior Transfer Date	Sep 13, 2002
Prior Transfer Doc	0000784098
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	40790 VIA DE LA ROCA, FALLBROOK, CA 92028-9732
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40790 VIA DE LA ROCA, FALLBROOK, CA 92028-9732

Mortgage

Document Number	0000263124
Date	Sep 22, 2025
Instrument	2025-0263124

Lender

Name	STONE BRIDGE MORTGAGE INC
Type	Mortgage Company
Address	SOLANA BEACH, CA 92075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	40790 VIA DE LA ROCA, FALLBROOK, CA 92028-9732
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40790 VIA DE LA ROCA, FALLBROOK, CA 92028-9732

Mortgage

Document Number	0000336121
Date	Dec 6, 2023
Instrument	2023-0336121

Lender

Name	CRAIG E GRIMM TRUST
Type	Private Party
Address	3858 LINDA VISTA DR, FALLBROOK, CA 92028

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	40790 VIA DE LA ROCA, FALLBROOK, CA 92028-9732
Transaction Type	Mortgage
Record Updated	Oct 17, 2022
Title Company	TICOR TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40790 VIA DE LA ROCA, FALLBROOK, CA 92028-9732

Mortgage

Document Number	0000392034
Date	Oct 7, 2022
Instrument	2022-0392034

Lender

Name	GRIMM FAMILY 1990 TRUST
Type	Private Party
Address	3858 LINDA VISTA DR, FALLBROOK, CA 92028

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 13, 2020
Property Address	40790 VIA DE LA ROCA, FALLBROOK, CA 92028-9732
Document Number	0000075853
Instrument Date	Jan 17, 2020
Instrument	75853
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$776.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40790 VIA DE LA ROCA FALLBROOK CA 920289732, FALLBROOK, CA 92028-9732

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$786,434 (+2%) Land $115,961 Building $670,473
2025	$8,254.00 (+5.39%) Homeowner's exemption	$771,015 (+4.04%) Land $113,688 Building $657,327
2023	$7,832.00 (-0.03%) Homeowner's exemption	$741,077 Land $109,274 Building $631,803
2022	$7,834.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 73% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Southern California Telephone Company, Verizon.

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