4079 Julia Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4079 Julia Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,361 sqft · built 2005
Lot Size	0.446 acres (19,416 sqft)
Owner	Individual Name on Record
Last Sale	$248,700 (Apr 2014)
Tax Bill	$2,194 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-08-02-0-00287-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-08-02-0-00287-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,361 sqft Adjusted Area
1st Floor Area	2,749 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	19,416 sqft (0.446 acres)
Lot Dimensions	185 ft deep x 100 ft wide

Location & Zoning

Street Address	4079 JULIA LN
City	OLIVE BRANCH
State	MS
Zip	38654-8569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMUNITY PHASE 6 LOT 287
Legal Range	005
Legal Township	02S
Legal Section	08
Legal Subdivision	FOREST HILL COMMUNITY PH 6
Legal Phase	6
Legal Lot Number	287
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3019
Census Tract	70830

Owner

Source: DeSoto County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4079 JULIA LN, OLIVE BRANCH, MS 38654-8569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 14, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2014 · Amount on Record
Deed Sale	Apr 7, 2014 · Amount on Record
Deed Book / Page	731 / 555
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Jul 30, 2026
Property Address	4079 JULIA LN, OLIVE BRANCH, MS 38654-8569
Document Number	5663086004
Book / Page	5663 / 86004
Instrument Date	Jul 10, 2026
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4079 JULIA LN, OLIVE BRANCH, MS 38654-8569
Investor	Possibly a Property Investor

Mortgage

Document Number	5663086004,
Date	Jul 30, 2026
Book Page	5663/86004

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 5, 2041

Interest

Rate	5.84%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4079 JULIA LN, OLIVE BRANCH, MS 38654-8569
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4079 JULIA LN, MINERAL WELLS, MS 38654-8569

Mortgage

Document Number	005343/354
Date	Sep 14, 2021
Book Page	5343/354

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,194.00 (+15.11%)	$30,235 (+36.99%) Land $4,000 Building $26,235	$302,345 (+36.99%) Land $40,000 Building $262,345
2023	$1,906.00	$22,071	$220,710 Land $40,000 Building $180,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Nearby Properties on Julia Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures