4044 Julia Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4044 Julia Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,323 sqft · built 2007
Lot Size	0.403 acres (17,594 sqft)
Owner	Individual Name on Record
Tax Bill	$1,056 (2025)
Deeds & Mortgages	Aug 2018 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-08-02-0-00303-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-08-02-0-00303-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,323 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	17,594 sqft (0.403 acres)
Lot Dimensions	148 ft deep x 101 ft wide

Location & Zoning

Street Address	4044 JULIA LN
City	OLIVE BRANCH
State	MS
Zip	38654-8570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMUNITY PHASE 6 LOT 303
Legal Range	05
Legal Township	02
Legal Section	08
Legal Subdivision	FOREST HILL COMMUNITY PH 6
Legal Phase	6
Legal Lot Number	303
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3020
Census Tract	70830

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4044 JULIA LN, OLIVE BRANCH, MS 38654-8570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 3, 2018	Warranty Deed, Transfer REALITY TITLE, REALTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018
Deed Sale	Aug 3, 2018
Prior Sale	Jun 26, 2009
Deed Document Number	W00863-00429
Deed Book / Page	0863 / 429
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4044 JULIA LN, OLIVE BRANCH, MS 38654-8570
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004584/238
Date	Aug 3, 2018
Book Page	4584/238
Instrument	T04584-00238

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4044 JULIA LN, OLIVE BRANCH, MS 38654-8570
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004944/634
Date	May 14, 2020
Book Page	4944/634

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 3, 2018
Property Address	4044 JULIA LN, OLIVE BRANCH, MS 38654-8570
Document Number	000863/429
Book / Page	0863 / 429
Map Reference	PB 90 PG 19
Instrument Date	Jul 26, 2018
Instrument	W00863-00429
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10904 FLORES TRL, 10904, CROWLEY, TX 76036-5553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4044 JULIA LN, OLIVE BRANCH, MS 38654-8570

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,056.00 (-17.44%)	$20,302 (-) Land $4,000 Building $16,302	$203,015 (-) Land $40,000 Building $163,015
2023	$1,279.00	$20,302	$203,015 Land $40,000 Building $163,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

May also be available: Verizon.

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