4039 Julia Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4039 Julia Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,793 sqft · built 2006
Lot Size	0.382 acres (16,665 sqft)
Owner	Individual Name on File
Tax Bill	$2,458 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-08-02-0-00282-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-08-02-0-00282-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,793 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	16,665 sqft (0.382 acres)
Lot Dimensions	164 ft deep x 97 ft wide

Location & Zoning

Street Address	4039 JULIA LN
City	OLIVE BRANCH
State	MS
Zip	38654-8569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMUNITY PHASE 6 LOT 282
Legal Range	05
Legal Township	02
Legal Section	08
Legal Subdivision	FOREST HILL COMMUNITY PH 6
Legal Phase	6
Legal Lot Number	282
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3019
Census Tract	70830

Owner

4039 Julia Ln is owned and occupied by an individual who acquired it in August 2019.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4039 JULIA LN, OLIVE BRANCH, MS 38654-8569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Aug 1, 2019	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019
Deed Sale	Aug 1, 2019
Prior Sale	Jun 22, 2009
Deed Document Number	0000895177
Deed Book / Page	0895 / 177
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4039 JULIA LN, OLIVE BRANCH, MS 38654-8569
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004321/524
Date	Mar 22, 2017
Book Page	4321/524

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 26, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 1, 2019
Property Address	4039 JULIA LN, OLIVE BRANCH, MS 38654-8569
Document Number	000895/177
Book / Page	0895 / 177
Map Reference	MB 90 PG 19
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4408 HIGHWAY 397, 4408, LOUISVILLE, MS 39339

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4039 JULIA LN, OLIVE BRANCH, MS 38654-8569

Mortgage

Document Number	0004772448
Date	Aug 1, 2019
Instrument	4772/448

Lender

Name	EVERETT FINANCIAL INC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4039 Julia Ln was $2,458.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,458.00	$33,445 Land $4,000 Building $29,445	$334,454 Land $40,000 Building $294,454
2023	$2,128.00	$24,287	$242,871 Land $40,000 Building $202,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4039 Julia Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4039 Julia Ln is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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