4078 S Joseph St, Flagstaff, AZ 86005 Property Records

Coconino County property record for 4078 S Joseph St, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	2.75 ba · 1,511 sqft · built 1999
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2019)
Tax Bill	$2,037 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-06-053`

Property Details

APN / Parcel Number

Primary APN	`105-06-053`
Alternative APN	`R0060157`

Interior

Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,511 sqft Living Area
1st Floor Area	1,511 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	529 sqft
Porch	Metal Porch
Porch Area	10 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0060157
Street Address	4078 S JOSEPH ST
City	FLAGSTAFF
State	AZ
Zip	86005-6914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ASPEN TRAILS LOT: 52 SIXTEENTH: SW QUARTER: NW SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Subdivision	ASPEN TRAILS
Legal Lot Number	52
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1001
Census Tract	901

Owner

4078 S Joseph St is owned and occupied by two individuals who acquired it in December 2020.

Source: Coconino County records, as of March 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4078 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 24, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Feb 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARIZONA CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on File
Deed Sale	Jun 24, 2019 · Amount on File
Prior Sale	May 13, 2008 · Amount on File
Deed Document Number	20193845101
Last Transfer Date	Dec 11, 2020
Transfer Doc	0003898870
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Dec 16, 2020
Property Address	4078 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914
Document Number	0003898870
Map Reference	CASE 7 MAP 25-25A
Instrument Date	Dec 11, 2020
Instrument	3898870
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	FIN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4078 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914

Mortgage

Document Number	0003898871
Date	Dec 16, 2020
Instrument	3898871

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Jun 24, 2019
Property Address	4078 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914
Document Number	0003845101
Instrument Date	May 21, 2019
Instrument	3845101
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2145 WILLIAM PALMER FLAGSTAFF AZ 860054259, FLAGSTAFF, AZ 86005-4259

Mortgage

Document Number	3845102
Date	Jun 24, 2019
Instrument	3845102

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4078 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914
Document Number	0003836321
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4078 S JOSEPH ST FLAGSTAFF AZ 860056914, FLAGSTAFF, AZ 86005-6914

Mortgage

Document Number	0003836321
Date	Feb 27, 2019
Instrument	3836321

Lender

Name	ARIZONA CTRL CU
Type	Credit Union
Address	PHOENIX, AZ 85004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 26, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 4078 S Joseph St was $2,037, up 3.1% from the year before.

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,519 (+7.17%) Land $13,994 Building $35,525
2025	$2,037.00 (+3.09%)	$46,204 (-6.62%)	$462,036 Land $121,685 Building $340,351
2024	$1,976.00 (+4.66%)	$49,479 Land $12,169 Building $37,310
2023	$1,888.00 Homeowner's exemption		$494,788 Land $121,685 Building $373,103

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4078 S Joseph St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4078 S Joseph St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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