4049 S Joseph St, Flagstaff, AZ 86005 Property Records

Coconino County property record for 4049 S Joseph St, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,528 sqft · built 1999
Lot Size	0.169 acres (7,405 sqft)
Owner	Trust Name on Record
Last Sale	$387,000 (Aug 2019)
Tax Bill	$2,599 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-06-043`

Property Details

APN / Parcel Number

Primary APN	`105-06-043`
Alternative APN	`R0061137`

Interior

Full Baths	2.5 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	1,969 sqft
1st Floor Area	1,528 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Steel Frame
Lot Area	7,405 sqft (0.169 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	441 sqft
Patio Area	259 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0061137
Street Address	4049 S JOSEPH ST
City	FLAGSTAFF
State	AZ
Zip	86005-6915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ASPEN TRAILS LOT: 42 SIXTEENTH: SW QUARTER: NW SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Range	07E
Legal Township	21N
Legal Section	33
Legal Subdivision	ASPEN TRAILS
Legal Lot Number	42
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1010
Census Tract	901

Owner

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	3159 E BELLFLOWER CT, GILBERT, AZ 85298-8173
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 12, 2021	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Dec 1, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Aug 2, 2019	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Prior Sale	Aug 2, 2019 · Amount on Record
Deed Document Number	0003848727
Last Transfer Date	Dec 1, 2020
Transfer Doc	0003896990
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4049 S JOSEPH ST, FLAGSTAFF, AZ 86005-6915
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003905079
Date	Feb 12, 2021
Instrument	3905079

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48484

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	363 Months
Due	May 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4049 S JOSEPH ST, FLAGSTAFF, AZ 86005-6915
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003905070
Date	Feb 12, 2021
Instrument	3905070

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCONINO AZ
Recording Date	Dec 1, 2020
Property Address	4049 S JOSEPH ST, FLAGSTAFF, AZ 86005-6915
Document Number	0003896990
Instrument Date	Nov 25, 2020
Instrument	3896990
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3159 E BELLFLOWER CT GILBERT AZ 852988173, GILBERT, AZ 85298-8173

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Aug 2, 2019
Property Address	4049 S JOSEPH ST, FLAGSTAFF, AZ 86005-6915
Document Number	0003848727
Map Reference	CASE 7 MAP 25&25A
Instrument Date	Jul 3, 2019
Instrument	3848727
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2544 CHOF TRL, 2544, FLAGSTAFF, AZ 86005-3736

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3159 E BELLFLOWER CT, GILBERT, AZ 85298-8173

Mortgage

Document Number	0003848728
Date	Aug 2, 2019
Instrument	3848728

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,629 (-0.25%) Land $13,994 Building $37,635
2025	$2,599.00 (+7.13%)		$516,283 (-0.25%) Land $139,938 Building $376,345
2024		$51,757 Land $12,169 Building $39,588
2023	$2,426.00		$517,564 Land $121,685 Building $395,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 41% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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