4097 S Joseph St, Flagstaff, AZ 86005 Property Records

Coconino County property record for 4097 S Joseph St, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	2.75 ba · 1,443 sqft · built 2000
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$706,000 (Mar 2022)
Tax Bill	$1,996 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-06-039`

Property Details

APN / Parcel Number

Primary APN	`105-06-039`
Alternative APN	`R0061133`

Interior

Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,443 sqft Living Area
1st Floor Area	1,443 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 1998
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	461 sqft
Porch	Metal Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0061133
Street Address	4097 S JOSEPH ST
City	FLAGSTAFF
State	AZ
Zip	86005-6915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ASPEN TRAILS LOT: 38 SIXTEENTH: SW QUARTER: NW SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Subdivision	ASPEN TRAILS
Legal Lot Number	38
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1010
Census Tract	901

Owner

Source: Coconino County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4097 S JOSEPH ST, FLAGSTAFF, AZ 86005-6915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Jun 2, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Nov 19, 2019	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Nov 19, 2019 · Amount on Record
Deed Document Number	20223945794
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Mar 21, 2022
Property Address	4097 S JOSEPH ST, FLAGSTAFF, AZ 86005-6915
Document Number	0003945794
Map Reference	CASE 7MAPS 25-25A
Instrument Date	Mar 3, 2022
Instrument	3945794
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4097 S JOSEPH ST, FLAGSTAFF, AZ 86005-6915

Mortgage

Document Number	0003945795
Date	Mar 21, 2022
Instrument	3945795

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Jun 2, 2021
Property Address	4097 S JOSEPH ST, FLAGSTAFF, AZ 86005-6915
Document Number	0003917502
Map Reference	CASE 7 MAP 25&25A
Instrument Date	May 26, 2021
Instrument	3917502
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4097 S JOSEPH ST, 4097, FLAGSTAFF, AZ 86005-6915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4097 S JOSEPH ST, FLAGSTAFF, AZ 86005-6915

Mortgage

Document Number	0003917504
Date	Jun 2, 2021
Instrument	3917504

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Nov 19, 2019
Property Address	4097 S JOSEPH ST, FLAGSTAFF, AZ 86005-6915
Document Number	0003858463
Instrument Date	Oct 23, 2019
Instrument	3858463
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 3844 FLAGSTAFF AZ 860033844, FLAGSTAFF, AZ 86003-3844

Mortgage

Document Number	3858464
Date	Nov 19, 2019
Instrument	3858464

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,485 (+6.09%) Land $13,994 Building $37,491
2025	$1,996.00 (+3.1%)	$48,531 (-6.76%)	$485,305 (-6.76%) Land $121,685 Building $363,620
2024	$1,936.00 (+4.65%)	$52,051 Land $12,169 Building $39,882
2023	$1,850.00 Homeowner's exemption		$520,508 Land $121,685 Building $398,823

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 41% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Joseph St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures