4076 McLain Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 4076 McLain Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,328 sqft · built 1978
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$227,500 (Oct 2017)
Tax Bill	$3,571 (2025)
Deeds & Mortgages	Oct 2017 Transfer Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-021-4015-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-021-4015-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,328 sqft Living Area
1st Floor Area	1,752 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	48,787 sqft (1.12 acres)
Lot Dimensions	195 ft deep x 250 ft wide
Garage Area	2,688 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4076 MCLAIN RD
City	CLYDE
State	MI
Zip	48049-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	W 6 A OF SW 1/4 OF SW 1/4 EXC S 440' & EXC THAT PART LYING N OF A LINE BEG N 0D 40M 33S E 690' FROM SW SEC COR, TH S 88D 41M
Legal Range	16E
Legal Township	07N
Legal Section	21
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1002
Census Tract	633200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4076 MCLAIN RD, CLYDE, MI 48049-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2017	Quit Claim Deed, Transfer STERLING TITLE AGENCY
Oct 5, 2017	Warranty Deed, Transfer · Conventional with PMI AMERIFIRST FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2017 · Amount on Record
Deed Sale	Oct 5, 2017 · Amount on Record
Prior Sale	Oct 5, 2017
Deed Document Number	201723858
Prior Transfer Date	Sep 15, 2017
Prior Transfer Doc	2017023852
Record Updated	Oct 29, 2026

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 5, 2017
Property Address	4076 MCLAIN RD, CLYDE, MI 48049-3003
Document Number	0048760967
Book / Page	004876 / 000967
Instrument Date	Sep 15, 2017
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	STERLING TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4076 MCLAIN RD CLYDE MI 480493003, CLYDE, MI 48049-3003

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 5, 2017
Property Address	4076 MCLAIN RD, CLYDE, MI 48049-3003
Document Number	0048760999
Book / Page	004876 / 000999
Instrument Date	Sep 15, 2017
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,956.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2110 MARCHON DR PORT HURON MI 480602533, PORT HURON, MI 48060-2533

Mortgage

Document Number	48770001
Date	Oct 5, 2017
Book Page	004877/000001

Lender

Name	AMERIFIRST FIN'L
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,000 (+7.05%)	$428,000 (+7.05%)
2025	$3,571.00 (+3.03%) Homeowner's exemption	$199,900 (+16.49%)
2024	$3,466.00 (+11.99%)		$399,800 (+16.49%)
2023		$171,600
2022	$3,095.00		$343,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Mercury Fiber.

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