St. Clair County property record for 4075 McLain Rd, Clyde, MI 48049 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,104 sqft Living Area |
| Lot Size | 213,008 sqft (4.89 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $978.00 (2025) |
| Primary APN | 74-15-020-3003-500 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,104 sqft Living Area |
| 1st Floor | 1,104 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 213,008 sqft (4.89 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Total Buildings | 4 Total Buildings |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 4075 MCLAIN RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-3005 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N 162' OF S 822' OF E 1/2 OF SE 1/4 4.89 A SEC 20 T7N R16E |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 20 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | CLYDE |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 633200 |
Source: St. Clair County records · APN 74-15-020-3003-500
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4075 MCLAIN RD, CLYDE, MI 48049-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LENDING |
| Sep 25, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Mar 04, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LNDG |
| Jun 10, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 29, 2006 |
| Transfer Doc | 003530/876 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4075 MCLAIN RD, CLYDE, MI 48049-3005 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 4075 MCLAIN RD, CLYDE, MI 48049-3005 |
| Document Number | 544078 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 5440/78 |
| Instrument | 2021030192 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4075 MCLAIN RD, CLYDE, MI 48049-3005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049910884 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 4991/884 |
| Instrument | 2018021468 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4075 MCLAIN RD, CLYDE, MI 48049-3005 |
| Document Number | 0051660819 |
| Instrument Date | Mar 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2020 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4075 MCIAIN RD RUBY MI 48049, RUBY, MI 48049 |
| Document Number | 0051660819 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 005166/000819 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4075 MCLAIN RD, CLYDE, MI 48049-3005 |
| Document Number | 0050680485 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2019 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4075 MCLAIN RD CLYDE MI 480493005, CLYDE, MI 48049-3005 |
| Document Number | 0050680485 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 005068/000485 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2049 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $978.00 (-26.47%) Homeowner's exemption | $93,900 (+17.38%) | |
| 2024 | $1,330.00 (+12.05%) | $187,800 (+17.38%) | |
| 2023 | $80,000 | ||
| 2022 | $1,187.00 | $160,000 |
4075 McLain Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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