4051 McLain Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 4051 McLain Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1975
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,500 (Jun 2009)
Tax Bill	$2,119 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-020-3005-100`

Property Details

APN / Parcel Number

Primary APN	`74-15-020-3005-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	57,935 sqft (1.33 acres)
Lot Dimensions	351 ft deep x 165 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4051 MCLAIN RD
City	CLYDE
State	MI
Zip	48049-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	W 165' OF E 330' OF N 352' OF S 660' OF SE 1/4 SEC 20 T7N R16E 1.33 A
Legal Range	16E
Legal Township	07N
Legal Section	20
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1002
Census Tract	633200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4051 MCLAIN RD, CLYDE, MI 48049-3005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE CENTER
Aug 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2009 · Amount on Record
Deed Sale	Jun 30, 2009 · Amount on Record
Prior Sale	Apr 14, 2008 · Amount on Record
Deed Document Number	200915016
Deed Book / Page	3962 / 94
Last Transfer Date	Sep 10, 2014
Transfer Doc	4545/750
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4051 MCLAIN RD, CLYDE, MI 48049-3005
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4051 MCLAIN RD, CLYDE, MI 48049-3005

Mortgage

Document Number	0005863340
Date	Oct 22, 2025
Book Page	5863/340
Instrument	2025020112

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company
Address	26555 EVERGREEN RD STE 900, SOUTHFIELD, MI 48076

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2035

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4051 MCLAIN RD, CLYDE, MI 48049-3005
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4856/250
Date	Aug 7, 2017
Book Page	4856/250
Instrument	2017019085

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4051 MCLAIN RD, CLYDE, MI 48049-3005
Document Number	0052610190
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4051 MCLAIN RD CLYDE MI 480493005, CLYDE, MI 48049-3005

Mortgage

Document Number	0052610190
Date	Oct 23, 2020
Book Page	005261/000190

Lender

Name	MORTGAGE CTR
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 22, 2040

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,400 (+5.06%)	$290,800 (+5.06%)
2025	$2,119.00 (+43.47%) Homeowner's exemption	$138,400 (+38.82%)
2024	$1,477.00 (+11.98%)		$276,800 (+38.82%)
2023		$99,700
2022	$1,319.00		$199,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Mercury Fiber.

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