4076 Conifer Dr, Elgin, IL 60124 Property Records

Kane County property record for 4076 Conifer Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$373,000 (Dec 2014)
Tax Bill	$14,913 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-26-279-001`

Property Details

APN / Parcel Number

Primary APN	`05-26-279-001`

Exterior

Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	4076 CONIFER DR
City	ELGIN
State	IL
Zip	60124-3146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE SUB LT 24
Legal Subdivision	CEDAR GROVE SUB
Legal Block	1
Legal Lot Number	24
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1036
Census Tract	850709

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4076 CONIFER DR, ELGIN, IL 60124-3146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jul 7, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 4, 2014 · Amount on Record
Deed Sale	Dec 4, 2014 · Amount on Record
Deed Document Number	201461058
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4076 CONIFER DR, ELGIN, IL 60124-3146
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4076 CONIFER DR, ELGIN, IL 60124-3146

Mortgage

Document Number	0000032800
Date	Jun 24, 2022
Instrument	2022K032800

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 14, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4076 CONIFER DR, ELGIN, IL 60124-3146
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067906
Date	Sep 7, 2021
Instrument	2021K067906

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Interest

Rate	2.25%

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 7, 2021
Property Address	4076 CONIFER DR, ELGIN, IL 60124-3146
Document Number	0000051872
Map Reference	DOC 2008K017136
Instrument Date	Jul 7, 2021
Instrument	2021K051872
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4076 CONIFER DR, ELGIN, IL 60124-3146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057632
Date	Nov 29, 2018
Instrument	2018K057632

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2038

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,913.00 (+20.67%) Homeowner's exemption Senior Citizen's exemption
2024		$174,403 (+24.93%) Land $27,638 Building $146,765	$523,418 (+24.98%) Land $82,947 Building $440,471
2022	$12,359.00 (-0.19%) Homeowner's exemption	$139,601 (+3.51%) Land $21,357 Building $118,244	$418,803 (+3.51%) Land $64,071 Building $354,732
2021	$12,382.00 Homeowner's exemption	$134,867 Land $20,633 Building $114,234	$404,601 Land $61,899 Building $342,702

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Radiate Holdings.

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