4069 Conifer Dr, Elgin, IL 60124 Property Records

Kane County property record for 4069 Conifer Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$407,000 (Apr 2020)
Tax Bill	$15,365 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-26-280-007`

Property Details

APN / Parcel Number

Primary APN	`05-26-280-007`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	4069 CONIFER DR
City	ELGIN
State	IL
Zip	60124-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE SUB LT 47
Legal Subdivision	CEDAR GROVE SUB
Legal Block	1
Legal Lot Number	47
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1037
Census Tract	850709

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4069 CONIFER DR, ELGIN, IL 60124-3126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Apr 24, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2020 · Amount on Record
Deed Sale	Apr 24, 2020 · Amount on Record
Prior Sale	Jan 17, 2014 · Amount on Record
Deed Document Number	202020596
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4069 CONIFER DR, ELGIN, IL 60124-3126
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035919
Date	Jul 13, 2022
Instrument	2022K035919

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 24, 2020
Property Address	4069 CONIFER DR, ELGIN, IL 60124-3126
Document Number	0000020596
Map Reference	DOC 2008K017136
Instrument Date	Apr 13, 2020
Instrument	2020K020596
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ALLIANCE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	534 REALE DR, 534, IRVING, TX 75039-4163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4069 CONIER DR, ELGIN, IL 60124-3126

Mortgage

Document Number	0000020597
Date	Apr 24, 2020
Instrument	2020K020597

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,365.00 (+16.67%) Homeowner's exemption
2024		$179,904 (+28.07%) Land $29,480 Building $150,424	$539,928 (+28.12%) Land $88,475 Building $451,453
2022	$13,170.00 (-0.34%) Homeowner's exemption	$140,471 (+3.51%) Land $24,917 Building $115,554	$421,413 (+3.51%) Land $74,751 Building $346,662
2021	$13,215.00 Homeowner's exemption	$135,708 Land $24,072 Building $111,636	$407,124 Land $72,216 Building $334,908

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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