4073 Conifer Dr, Elgin, IL 60124 Property Records

Kane County property record for 4073 Conifer Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,168 sqft · built 2008
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Nov 2017)
Tax Bill	$12,994 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-26-280-005`

Property Details

APN / Parcel Number

Primary APN	`05-26-280-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,168 sqft Living Area
Basement Area	1,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4073 CONIFER DR
City	ELGIN
State	IL
Zip	60124-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE SUB LT 49
Legal Subdivision	CEDAR GROVE SUB
Legal Block	1
Legal Lot Number	49
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1037
Census Tract	850709

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4073 CONIFER DR, ELGIN, IL 60124-3126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 12, 2018	Deed of Trust, Mortgage PNC BANK NA
Nov 29, 2017	Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2017 · Amount on Record
Deed Sale	Nov 29, 2017 · Amount on Record
Prior Sale	Mar 18, 2009 · Amount on Record
Deed Document Number	201762019
Prior Transfer Date	Jan 23, 2015
Prior Transfer Doc	0000003792
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4073 CONIFER DR, ELGIN, IL 60124-3126
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4073 CONIFER DR, ELGIN, IL 60124-3126

Mortgage

Document Number	0000047668
Date	Sep 27, 2022
Instrument	2022K047668

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4073 CONIFER DR, ELGIN, IL 60124-3126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002157
Date	Jan 12, 2018
Instrument	2018K002157

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Amount	Amount Recorded
Term	443 Months
Due	Dec 19, 2054

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 29, 2017
Property Address	4073 CONIFER DR, ELGIN, IL 60124-3126
Document Number	0000062019
Map Reference	DOC2008K017136
Instrument Date	Oct 25, 2017
Instrument	2017K062019
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4073 CONIFER DR, ELGIN, IL 60124-3126

Mortgage

Document Number	0000062020
Date	Nov 29, 2017
Instrument	2017K062020

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,994.00 (+9.15%) Homeowner's exemption	$180,176 (+22.93%) Land $29,791 Building $150,385	$540,744 (+22.93%) Land $89,409 Building $451,336
2024		$146,564 (+14.9%) Land $27,638 Building $118,926	$439,868 (+14.95%) Land $82,947 Building $356,921
2022	$11,905.00 Homeowner's exemption	$127,558 Land $21,357 Building $106,201	$382,674 Land $64,071 Building $318,603

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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