4076 Berkshire Loop, Lakeland, FL 33813 Property Records

Polk County property record for 4076 Berkshire Loop, Lakeland, FL 33813

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,842 sqft · built 2012
Lot Size	0.291 acres (12,685 sqft)
Owner	2 Individual Names on File
Last Sale	$337,500 (Jul 2020)
Tax Bill	$3,823 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-29-23-288035-000150`

Property Details

APN / Parcel Number

Primary APN	`24-29-23-288035-000150`
Alternative APNs	`232924288035000150` `32924000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,842 sqft Living Area
Gross Area	4,401 sqft
1st Floor Area	1,898 sqft
Upper Floors Area	1,944 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	12,685 sqft (0.291 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	559 sqft
Porch	Unfinished Open Porch
Porch Area	223 sqft

Location & Zoning

Street Address	4076 BERKSHIRE LOOP
City	LAKELAND
State	FL
Zip	33813-4454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHCHASE PB 138 PGS 41-43 LOT 15
Legal Range	24E
Legal Township	29S
Legal Section	23
Legal Subdivision	SOUTHCHASE
Legal Tract	288035
Legal Block	3
Legal Lot Number	15
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3001
Census Tract	14804

Owner

Source: Polk County records · APN 24-29-23-288035-000150

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4076 BERKSHIRE LOOP, LAKELAND, FL 33813-4454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Warranty Deed, Transfer · Conventional with PMI KELLER MTG
Dec 11, 2017	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Dec 11, 2017 · Amount on Record
Deed Document Number	2020155080
Deed Book / Page	11319 / 1544
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 31, 2020
Property Address	4076 BERKSHIRE LOOP, LAKELAND, FL 33813-4454
Document Number	0113191544
Book / Page	011319 / 001544
Instrument Date	Jun 25, 2020
Instrument	155080
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	EASY TITLE COMPANY LLC, EASY TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,363.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4076 BERKSHIRE LOOP LAKELAND FL 338134454, LAKELAND, FL 33813-4454

Mortgage

Document Number	113191546
Date	Jul 31, 2020
Book Page	011319/001546
Instrument	155081

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 11, 2017
Property Address	4076 BERKSHIRE LOOP, LAKELAND, FL 33813-4454
Document Number	0103361220
Book / Page	010336 / 001220
Instrument Date	Nov 20, 2017
Instrument	236672
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	RP TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4076 BERKSHIRE LOOP LAKELAND FL 338134454, LAKELAND, FL 33813-4454

Mortgage

Document Number	103361222
Date	Dec 11, 2017
Book Page	010336/001222
Instrument	236673

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,823.00 (-7.03%) Homeowner's exemption	$335,964 (+5.99%)	$471,564 (+5.57%) Land $54,000 Building $417,564
2023	$4,112.00 (+2.65%) Homeowner's exemption	$316,986 (+3%)	$446,698 (+11.6%) Land $52,000 Building $394,698
2022	$4,006.00 Homeowner's exemption	$307,753	$400,282 Land $50,000 Building $350,282

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	7 (2002–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 175 locations within half a mile of this property.

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