Polk County property record for 4064 Berkshire Loop, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,454 sqft · built 2011 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $182,745 (Mar 2012) |
| Tax Bill | $2,452 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-23-288035-000130 |
| Primary APN | 24-29-23-288035-000130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,454 sqft Living Area |
| Gross Area | 3,034 sqft |
| 1st Floor Area | 2,454 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,502 sqft (0.287 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 240 sqft |
| Street Address | 4064 BERKSHIRE LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-4454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHCHASE PB 138 PGS 41-43 LOT 13 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 23 |
| Legal Subdivision | SOUTHCHASE |
| Legal Tract | 288035 |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 14804 |
Source: Polk County records · APN 24-29-23-288035-000130
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4064 BERKSHIRE LOOP, LAKELAND, FL 33813-4454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2012 · Amount on Record |
| Deed Sale | Mar 22, 2012 · Amount on Record |
| Deed Document Number | 201251010 |
| Deed Book / Page | 8608 / 163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4064 BERKSHIRE LOOP, LAKELAND, FL 33813-4454 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000292839 |
|---|---|
| Date | Nov 09, 2021 |
| Book Page | 11974/2264 |
| Instrument | 2021292839 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4064 BERKSHIRE LOOP, LAKELAND, FL 33813-4454 |
| Document Number | 0109361950 |
| Instrument Date | Aug 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4064 BERKSHIRE LOOP LAKELAND FL 338134454, LAKELAND, FL 33813-4454 |
| Document Number | 0109361950 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 010936/001950 |
| Instrument | 168581 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 11, 2039 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,452.00 (-12.37%) Homeowner's exemption | $229,860 (+5.99%) | $389,334 (+3.94%) Land $54,000 Building $335,334 |
| 2023 | $2,798.00 (+3.06%) Homeowner's exemption | $216,876 (+3%) | $374,580 (+1.25%) Land $52,000 Building $322,580 |
| 2022 | $2,715.00 Homeowner's exemption | $210,559 | $369,967 Land $50,000 Building $319,967 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 7 (2002–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 175 locations within half a mile of this property.
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