4058 Berkshire Loop, Lakeland, FL 33813 Property Records

Polk County property record for 4058 Berkshire Loop, Lakeland, FL 33813

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,840 sqft · built 2007
Lot Size	0.294 acres (12,807 sqft)
Owner	2 Individual Names on File
Last Sale	$566,000 (Apr 2022)
Tax Bill	$5,056 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-29-23-288035-000120`

Property Details

APN / Parcel Number

Primary APN	`24-29-23-288035-000120`
Alternative APNs	`232924288035000120` `32924000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,840 sqft Living Area
Gross Area	3,260 sqft
1st Floor Area	2,840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	12,807 sqft (0.294 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	166 sqft

Location & Zoning

Street Address	4058 BERKSHIRE LOOP
City	LAKELAND
State	FL
Zip	33813-4454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHCHASE PB 138 PGS 41-43 LOT 12
Legal Range	24E
Legal Township	29S
Legal Section	23
Legal Subdivision	SOUTHCHASE
Legal Tract	288035
Legal Block	3
Legal Lot Number	12
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3001
Census Tract	14804

Owner

Source: Polk County records · APN 24-29-23-288035-000120

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4058 BERKSHIRE LOOP, LAKELAND, FL 33813-4454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Nov 13, 2019	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Dec 22, 2010 · Amount on Record
Deed Document Number	202299237
Deed Book / Page	12205 / 921
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 12, 2022
Property Address	4058 BERKSHIRE LOOP, LAKELAND, FL 33813-4454
Document Number	0000099237
Book / Page	12205 / 921
Map Reference	MB 138 PG 41
Instrument Date	Apr 11, 2022
Instrument	2022099237
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	RIDGE SECURITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,962.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4313 S FLORIDA AVE # 1001, 4313, LAKELAND, FL 33813-1654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4058 BERKSHIRE LOOP, LAKELAND, FL 33813-4454

Mortgage

Document Number	0012205923
Date	Apr 12, 2022
Instrument	12205/923

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4058 BERKSHIRE LOOP, LAKELAND, FL 33813-4454
Document Number	0111061150
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 03, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4058 BERKSHIRE LOOP LAKELAND FL 338134454, LAKELAND, FL 33813-4454

Mortgage

Document Number	0111061150
Date	Jan 14, 2020
Book Page	011106/001150
Instrument	9444

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,056.00 (-6.41%) Homeowner's exemption	$431,279 (+3.83%) Land $54,000 Building $377,279	$431,279 (+3.83%) Land $54,000 Building $377,279
2023	$5,402.00 (+80.67%) Homeowner's exemption	$415,370 (+75.8%) Land $52,000 Building $363,370	$415,370 (+0.93%) Land $52,000 Building $363,370
2022	$2,990.00	$236,270	$411,563 Land $50,000 Building $361,563

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	7 (2002–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 175 locations within half a mile of this property.

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