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4074 N Monadnock Rd, Hernando, FL 34442 Property Records

Citrus County property record for 4074 N Monadnock Rd, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,971 sqft · built 2000
Lot Size1.05 acres (45,799 sqft)
Owner2 Individual Names on File
Last Sale$31,000 (May 1995)
Tax Bill$1,977 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN19E-18S-17-0010-000K0-0190

Property Details

APN / Parcel Number

Primary APN19E-18S-17-0010-000K0-0190
Alternative APNs
  • 1718S19E0010000K00190
  • 2357801

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,971 sqft Living Area
Gross Area2,475 sqft
1st Floor Area1,971 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area45,799 sqft (1.05 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces10 Parking Spaces

Exterior Amenities

Pool Area216 sqft
PorchFinished/Open Porch
Porch Area288 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2357801
Street Address4074 N MONADNOCK RD
CityHERNANDO
StateFL
Zip34442-4549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionFAIRVIEW ESTATES PB 12 PG 49 LOT 19 BLK K
Legal Range19E
Legal Township18S
Legal Section08
Legal SubdivisionFAIRVIEW ESTATES
Legal BlockK
Legal Lot Number19
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2006
Census Tract450104

Owner

4074 N Monadnock Rd is owned and occupied by two individuals who bought it in May 1995.

Source: Citrus County records, as of March 24, 2026

Owner of Record2 Individual Names on File
Mailing Address4074 N MONADNOCK RD, HERNANDO, FL 34442-4549
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 1995 · Amount on File
Deed SaleMay 1, 1995 · Amount on File
Prior SaleApr 1, 1995 · Amount on File
Deed Book / Page1080 / 1211
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address4074 N MONADNOCK RD, HERNANDO, FL 34442-4549
Document Number0029972481
Instrument DateAug 7, 2019
Transaction TypeMortgage
Record UpdatedAug 26, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address4074 N MONADNOCK RD HERNANDO FL 344424549, HERNANDO, FL 34442-4549

Mortgage

Document Number0029972481
DateAug 16, 2019
Book Page002997/002481
Instrument42847
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 15, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4074 N Monadnock Rd was $1,977 with a homeowner's exemption, up 5.7% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,977.00 (+5.67%) Homeowner's exemption$160,569 (-45.24%)$293,396 (+0.07%) Land $33,500 Building $259,896
2024$1,871.00 (+2.8%) Homeowner's exemption Additional exemption filed$293,202 (+1.42%) Land $33,500 Building $259,702$293,202 (+1.42%) Land $33,500 Building $259,702
2023$1,820.00 (+6.87%) Homeowner's exemption Additional exemption filed$289,102 (+11.21%) Land $31,500 Building $257,602$289,102 (+11.21%) Land $31,500 Building $257,602
2022$1,703.00 Homeowner's exemption Additional exemption filed$259,960 Land $21,500 Building $238,460$259,960 Land $21,500 Building $238,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4074 N Monadnock Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4074 N Monadnock Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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