4032 N Monadnock Rd, Hernando, FL 34442 Property Records

Citrus County property record for 4032 N Monadnock Rd, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,105 sqft · built 1996
Lot Size	1.06 acres (46,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Aug 2015)
Tax Bill	$3,396 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-17-0010-000K0-0200`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-17-0010-000K0-0200`
Alternative APNs	`1718S19E0010000K00200` `2357819`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,105 sqft Living Area
Gross Area	4,142 sqft
1st Floor Area	3,105 sqft
Flooring	Wood

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	46,172 sqft (1.06 acres)
Garage Type	Attached
Garage Area	729 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	240 sqft
Porch	Enclosed Porch
Porch Area	380 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2357819
Street Address	4032 N MONADNOCK RD
City	HERNANDO
State	FL
Zip	34442-4549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	FAIRVIEW ESTATES PB 12 PG 49 LOT 20 BLK K
Legal Range	19E
Legal Township	18S
Legal Section	08
Legal Subdivision	FAIRVIEW ESTATES
Legal Block	K
Legal Lot Number	20
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2006
Census Tract	450104

Owner

Source: Citrus County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4032 N MONADNOCK RD, HERNANDO, FL 34442-4549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Sep 18, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2015 · Amount on Record
Deed Sale	Aug 11, 2015 · Amount on Record
Prior Sale	May 1, 2014 · Amount on Record
Deed Document Number	201537661
Deed Book / Page	2706 / 566
Prior Transfer Date	May 8, 2014
Prior Transfer Doc	0000025957
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	4032 N MONADNOCK RD, HERNANDO, FL 34442-4549
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4032 N MONADNOCK RD, HERNANDO, FL 34442-4549

Mortgage

Document Number	0036550273
Date	Mar 30, 2026
Book Page	3655/273
Instrument	2026017737

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	4032 N MONADNOCK RD, HERNANDO, FL 34442-4549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4032 N MONADNOCK RD, HERNANDO, FL 34442-4549

Mortgage

Document Number	0031041196
Date	Oct 29, 2020
Book Page	3104/1196
Instrument	2020058858

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	4032 N MONADNOCK RD, HERNANDO, FL 34442-4549
Document Number	0028541805
Book / Page	002854 / 001805
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4032 N MONADNOCK RD HERNANDO FL 344424549, HERNANDO, FL 34442-4549

Mortgage

Document Number	0028541805
Date	Sep 28, 2017
Book Page	002854/001805
Instrument	44383

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,396.00 (+4.46%) Homeowner's exemption	$253,495 (-43.77%)	$451,864 (+0.24%) Land $33,500 Building $418,364
2024	$3,251.00 (+2.43%) Homeowner's exemption Additional exemption filed	$450,795 (+0.45%) Land $33,500 Building $417,295	$450,795 (+0.45%) Land $33,500 Building $417,295
2023	$3,174.00 (+6.8%) Homeowner's exemption Additional exemption filed	$448,760 (+11.57%) Land $31,500 Building $417,260	$448,760 (+11.57%) Land $31,500 Building $417,260
2022	$2,972.00 Homeowner's exemption Additional exemption filed	$402,240 Land $21,500 Building $380,740	$402,240 Land $21,500 Building $380,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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