4152 N Monadnock Rd, Hernando, FL 34442 Property Records

Citrus County property record for 4152 N Monadnock Rd, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,525 sqft · built 2004
Lot Size	0.988 acres (43,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2011)
Tax Bill	$4,249 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-17-0010-000K0-0160`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-17-0010-000K0-0160`
Alternative APNs	`1718S19E0010000K00160` `2357738`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,525 sqft Living Area
Gross Area	3,485 sqft
1st Floor Area	2,525 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Frame/Wood Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Concrete
Lot Area	43,015 sqft (0.988 acres)
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Screened Porch
Porch Area	213 sqft
Patio Area	240 sqft
Utility Building	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2357738
Street Address	4152 N MONADNOCK RD
City	HERNANDO
State	FL
Zip	34442-4549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	FAIRVIEW ESTATES PB 12 PG 49 LOT 16 BLK K
Legal Range	19E
Legal Township	18S
Legal Section	08
Legal Subdivision	FAIRVIEW ESTATES
Legal Block	K
Legal Lot Number	16
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2006
Census Tract	450104

Owner

Source: Citrus County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4152 N MONADNOCK RD, HERNANDO, FL 34442-4549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
May 12, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 3, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 17, 2019	Warranty Deed, Transfer LAND TITLE/CITRUS COUNTY INC, LAND TITLE/CITRUS CNTY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2011 · Amount on Record
Deed Sale	Aug 8, 2011 · Amount on Record
Prior Sale	Apr 4, 2003 · Amount on Record
Deed Document Number	201132813
Deed Book / Page	2433 / 1295
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	4152 N MONADNOCK RD, HERNANDO, FL 34442-4549
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4152 N MONADNOCK RD, HERNANDO, FL 34442-4549

Mortgage

Document Number	0033581276
Date	Feb 28, 2023
Book Page	3358/1276
Instrument	2023011403

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	4152 N MONADNOCK RD, HERNANDO, FL 34442-4549
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4152 N MONADNOCK RD, HERNANDO, FL 34442-4549

Mortgage

Document Number	0031632305
Date	May 12, 2021
Book Page	3163/2305
Instrument	2021031656

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	4152 N MONADNOCK RD, HERNANDO, FL 34442-4549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4152 N MONADNOCK RD, CITRUS HILLS, FL 34442-4549

Mortgage

Document Number	0030881213
Date	Sep 3, 2020
Book Page	3088/1213
Instrument	2020046440

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 17, 2019
Property Address	4152 N MONADNOCK RD, HERNANDO, FL 34442-4549
Document Number	0029510558
Book / Page	002951 / 000558
Instrument Date	Jan 3, 2019
Instrument	2425
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	LAND TITLE/CITRUS COUNTY INC, LAND TITLE/CITRUS CNTY INC

Transaction

Amount	Amount Recorded
Tax	$134.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4152 N MONADNOCK RD HERNANDO FL 344424549, HERNANDO, FL 34442-4549

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,249.00 (+6.52%) Homeowner's exemption	$310,978 (-33.89%)	$474,639 (+0.9%) Land $33,500 Building $441,139
2024	$3,989.00 (+3.85%) Homeowner's exemption Additional exemption filed	$470,403 (+5.26%) Land $33,500 Building $436,903	$470,403 (+5.26%) Land $33,500 Building $436,903
2023	$3,841.00 (+6.81%) Homeowner's exemption Additional exemption filed	$446,902 (+9.6%) Land $31,500 Building $415,402	$446,902 (+9.6%) Land $31,500 Building $415,402
2022	$3,596.00 Homeowner's exemption Additional exemption filed	$407,740 Land $21,500 Building $386,240	$407,740 Land $21,500 Building $386,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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