4074 E 400 N, Bluffton, IN 46714 Property Records

Wells County property record for 4074 E 400 N, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,328 sqft · built 1980
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,440 (Dec 2025)
Tax Bill	$1,885 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`90-05-14-200-003.000-010`

Property Details

APN / Parcel Number

Primary APN	`90-05-14-200-003.000-010`
Alternative APNs	`00001578711` `0050315302`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,328 sqft Living Area
1st Floor Area	2,328 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft
Lean-To	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001578711
Street Address	4074 E 400 N
City	BLUFFTON
State	IN
Zip	46714-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-27-12 1.50A N. 326.7' OF E. 200' OF W 566.79 NW
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2000
Census Tract	40400

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4074 E 400 N, BLUFFTON, IN 46714-9213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST MERCHANTS BANK NA
Feb 10, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2025 · Amount on Record
Deed Sale	Dec 26, 2025 · Amount on Record
Deed Document Number	20254251
Prior Transfer Date	Dec 23, 2025
Prior Transfer Doc	0020254251
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Dec 26, 2025
Property Address	4074 E 400 N, BLUFFTON, IN 46714-9213
Document Number	0020254251
Instrument Date	Dec 23, 2025
Instrument	20254251
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4074 E 400 N, BLUFFTON, IN 46714-9213

Mortgage

Document Number	0020254252
Date	Dec 26, 2025
Instrument	20254252

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Feb 10, 2021
Property Address	4074 E 400 N, BLUFFTON, IN 46714-9213
Document Number	20210688
Instrument Date	Feb 8, 2021
Instrument	20210688
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4074 E 400 N, BLUFFTON, IN 46714-9213

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,885.00 (+12.74%) Homeowner's exemption	$275,300 (+14.04%) Land $55,500 Building $219,800	$275,300 (+14.04%) Land $55,500 Building $219,800
2024	$1,672.00 (+2.26%) Homeowner's exemption	$241,400 (+6.96%) Land $50,000 Building $191,400	$241,400 (+6.96%) Land $50,000 Building $191,400
2023		$225,700 (+20.44%) Land $45,400 Building $180,300	$225,700 (+20.44%) Land $45,400 Building $180,300
2022	$1,635.00	$187,400 Land $32,000 Building $155,400	$187,400 Land $32,000 Building $155,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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