3898 E 400 N, Bluffton, IN 46714 Property Records

Wells County property record for 3898 E 400 N, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,856 sqft · built 1970
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Oct 2024)
Tax Bill	$2,617 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-05-15-100-007.000-010`

Property Details

APN / Parcel Number

Primary APN	`90-05-15-100-007.000-010`
Alternative APNs	`00001578523` `0050378401`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)
Shed	1 Shed
Shed Area	99 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00001578523
Street Address	3898 E 400 N
City	BLUFFTON
State	IN
Zip	46714-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-27-12 1.12A MID 218' OF N 224' E/2 E/2 NE
Legal Subdivision	BRIDGES PHASE I
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2000
Census Tract	40400

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	785 SETTLERS TRCE, OSSIAN, IN 46777-9288
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Transfer on Death Deed, Transfer
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2024 · Amount on Record
Deed Sale	Oct 7, 2024 · Amount on Record
Deed Document Number	20243441
Last Transfer Date	Feb 12, 2026
Transfer Doc	0020260487
Record Updated	Sep 20, 2026

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WELLS IN
Recording Date	Feb 12, 2026
Property Address	3898 E 400 N, BLUFFTON, IN 46714-9213
Document Number	0020260487
Map Reference	PB 4 PG 84
Instrument Date	Feb 12, 2026
Instrument	20260487
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	785 SETTLERS TRCE, OSSIAN, IN 46777-9288

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3898 E 400 N, BLUFFTON, IN 46714-9213
Transaction Type	Mortgage
Record Updated	Oct 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20193165
Date	Sep 16, 2019
Instrument	20193165

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Oct 3, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,617.00 (+8.59%)	$196,400 (+19.32%) Land $44,500 Building $151,900	$196,400 (+19.32%) Land $44,500 Building $151,900
2024	$2,410.00 (+176.69%)
2023		$164,600 (+16.82%) Land $36,700 Building $127,900	$164,600 (+16.82%) Land $36,700 Building $127,900
2022	$871.00	$140,900 Land $26,700 Building $114,200	$140,900 Land $26,700 Building $114,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 400 N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures