Lake County property record for 40734 W 3rd Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 999 sqft · built 1962 |
| Lot Size | 0.462 acres (20,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,800 (Nov 2017) |
| Tax Bill | $1,869 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-27-0100-021-01300 |
| Primary APN | 08-18-27-0100-021-01300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 999 sqft Living Area |
| 1st Floor Area | 999 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 20,125 sqft (0.462 acres) |
| Lot Dimensions | 115 ft deep x 175 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 398 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 3588509 |
|---|---|
| Street Address | 40734 W 3RD AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST UMATILLA LOTS 13-19 INCL BLK 21 PB 6 PGS 87-95 ORB 5029 PG 268 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 8 |
| Legal Subdivision | EAST UMATILLA |
| Legal Tract | 0100 |
| Legal Block | 21 |
| Legal Lot Number | 13 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 30109 |
40734 W 3rd Ave is owned and occupied by an individual who bought it in November 2017.
Source: Lake County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40734 W 3RD AVE, UMATILLA, FL 32784-8813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Nov 20, 2017 | Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2017 · Amount on File |
| Deed Sale | Nov 20, 2017 · Amount on File |
| Prior Sale | Jan 1, 2016 · Amount on File |
| Deed Document Number | 2017123555 |
| Deed Book / Page | 5029 / 268 |
| Prior Transfer Date | Jan 15, 2016 |
| Prior Transfer Doc | 0047451979 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40734 W 3RD AVE, UMATILLA, FL 32784-8813 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 40734W W 3RD AVE, UMATILLA, FL 32784-8813 |
| Document Number | 0058051116 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 5805/1116 |
| Instrument | 2021135173 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 20, 2017 |
| Property Address | 40734 W 3RD AVE, UMATILLA, FL 32784-8813 |
| Document Number | 0050290268 |
| Book / Page | 5029 / 0268 |
| Map Reference | MB 6 PG 87-95 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 2017123555 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE EU |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 141, EUSTIS, FL 32727-0141 |
| Name | Verified Name |
|---|---|
| Address | 40734 W 3RD AVE, UMATILLA, FL 32784-8813 |
| Document Number | 2017123556 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 2017123556 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,580 (+2.9%) | $201,673 (-) Land $90,563 Building $111,110 | |
| 2025 | $123,990 Land $90,563 Building $33,427 | $201,673 Land $90,563 Building $111,110 | |
| 2024 | $1,869.00 (+15.09%) | ||
| 2023 | $1,624.00 (+12.78%) Homeowner's exemption | $116,990 (+2.99%) | $179,521 (+20.22%) Land $90,563 Building $88,958 |
| 2022 | $1,440.00 Homeowner's exemption | $113,590 | $149,333 Land $60,375 Building $88,958 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40734 W 3rd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40734 W 3rd Ave is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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