40738 W 3rd Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40738 W 3rd Ave, Umatilla, FL 32784 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	1,510 sqft Living Area
Lot Size	12,995 sqft (0.298 acres)
Occupancy	Owner Occupied
Last Sale	$210,000 (2020)
Tax Bill	$2,785.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`08-18-27-0100-022-02800`
Alternative APN	`3914795`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,510 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	12,995 sqft (0.298 acres)
Depth X Width	115 ft x 113 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3914795
Street Address	40738 W 3RD AVE
City	UMATILLA
State	FL
Zip	32784-8813
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EAST UMATILLA PB 6 PGS 87-95 THE NORTH 1/2 OF LOT 28 AND LOTS 29 THROUGH 32 BLOCK 22 ORB 5589 PG 867
Legal Range	27E
Legal Township	18S
Legal Section	08
Legal Subdivision	EAST UMATILLA
Legal Tract	100
Legal Block	22
Legal Lot Number	28-32
Jurisdiction	LAKE FL
Minor Civil Division	UMATILLA
Census Blockgroup	2
Census Block	2055
Census Tract	30109

Owner

Source: Lake County records · APN 08-18-27-0100-022-02800

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40738 W 3RD AVE, UMATILLA, FL 32784-8813
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Deed Doc Number	2020133181
Deed Book / Page	5589 / 867
Record Refreshed	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 24, 2020
Property Address	40738 W 3RD AVE, UMATILLA, FL 32784-8813
Document Number	0055890867
Book / Page	5589 / 867
Map Reference	MB 6 PG 87-95
Instrument Date	Nov 23, 2020
Instrument	2020133181
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	HOMELAND TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	346 RALEIGH PL, 346, OVIEDO, FL 32765-6231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40738 W 3RD AVE, UMATILLA, FL 32784-8813

Mortgage

Document Number	0005589868
Date	Nov 24, 2020
Instrument	5589/868

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$193,440 (+5.98%) Land $58,478 Building $134,962	$260,883 (+3.25%) Land $58,478 Building $202,405
2024	$2,785.00 (+11.22%)
2023	$2,504.00 (+7.88%) Homeowner's exemption	$182,520 (+3%)	$252,680 (+11.14%) Land $58,478 Building $194,202
2022	$2,321.00 Homeowner's exemption	$177,210	$227,361 Land $38,985 Building $188,376

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 16% of Florida
Wildfire Likelihood	About 1 in 862 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.